4375 Windergate Dr, Jacksonville, FL 32257 Property Records

Duval County property record for 4375 Windergate Dr, Jacksonville, FL 32257

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,314 sqft · built 1984
Lot Size0.063 acres (2,754 sqft)
Owner2 Individual Names on Record
Last Sale$51,900 (Oct 1997)
Tax Bill$522 (2025)
Deeds & MortgagesOct 2019 Loan Modification
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN155675-7362

Property Details

APN / Parcel Number

Primary APN155675-7362

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,314 sqft Living Area
Gross Area1,392 sqft
1st Floor Area630 sqft
Upper Floors Area684 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area2,754 sqft (0.063 acres)
PorchFinished/Open Porch
Porch Area52 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4375 WINDERGATE DR
CityJACKSONVILLE
StateFL
Zip32257-3934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMD-D
Legal Description38-91 04-4S-27E TOWNHOMES OF WINDERMERE UNIT II A LOT 6D
Legal Range27E
Legal Township04S
Legal Section04
Legal SubdivisionTOWNHOME OF WINDERMRE 02A
Legal Lot Number6D
Legal Unit2
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1005
Census Tract16728

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4375 WINDERGATE DR, JACKSONVILLE, FL 32257-3934
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2019Loan Modification, Mortgage · Conventional Mortgage
VYSTAR CU
Aug 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 1997 · Amount on Record
Deed SaleOct 31, 1997 · Amount on Record
Deed Document Number1997247300
Deed Book / Page8765 / 2457
Prior Transfer DateOct 28, 1997
Prior Transfer Doc0000247300
Record UpdatedOct 29, 2026

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDUVAL FL
Property Address4375 WINDERGATE DR, JACKSONVILLE, FL 32257-3934
Document Number0189791677
Instrument DateOct 8, 2019
Transaction TypeMortgage
Record UpdatedNov 21, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4375 WINDERGATE DR JACKSONVILLE FL 322573934, JACKSONVILLE, FL 32257-3934

Mortgage

Document Number0189791677
DateOct 24, 2019
Book Page018979/001677
Instrument245963
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term156 Months
DueOct 23, 2032
Interest
Rate3.12%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address4375 WINDERGATE DR, JACKSONVILLE, FL 32257-3934
Document Number0181162064
Instrument DateAug 29, 2017
Transaction TypeMortgage
Record UpdatedNov 21, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4375 WINDERGATE DR JACKSONVILLE FL 322573934, JACKSONVILLE, FL 32257-3934

Mortgage

Document Number0181162064
DateSep 18, 2017
Book Page018116/002064
Instrument210528
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 17, 2032

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,597 (+2.7%)$160,789 (-0.75%) Land $60,663 Building $100,126
2025$522.00 (+57.7%) Homeowner's exemption Veteran's exemption$39,530 (+5.98%)$162,011 (+2.8%) Land $60,000 Building $102,011
2024$331.00 (+6.09%)
2023$312.00 (+9.09%) Homeowner's exemption Veteran's exemption$37,298 (+3%)$157,594 (+20.19%) Land $50,000 Building $107,594
2022$286.00 Homeowner's exemption Veteran's exemption$36,212$131,119 Land $27,000 Building $104,119

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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