Macomb County property record for 4375 Timber Ridge Dr, Bruce, MI 48065
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 3.5 ba · 3,628 sqft · built 2018 |
| Lot Size | 2.85 acres (124,190 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,000 (Dec 2017) |
| Tax Bill | $12,090 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jan 2020 Construction Loan + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01-32-326-001 |
| Primary APN | 14-01-32-326-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,628 sqft Living Area |
| 1st Floor Area | 2,407 sqft |
| Basement Area | 2,407 sqft |
| Unfinished Basement | 2,407 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Condo/Apartment |
| Lot Area | 124,190 sqft (2.85 acres) |
| Garage Area | 1,035 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4375 TIMBER RIDGE DR |
|---|---|
| City | BRUCE TWP |
| State | MI |
| Zip | 48065-4145 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R1 |
| Legal Description | T5N R12E SEC 32 2000S THE PONDS OF TIMBER RIDGE UNIT 1 MCCP NO 685 MASTER DEED: L9875/P826-899; AMENDMENT #1: L9958/P432-437 MANATRON #: 001-280-001-00 |
| Legal Range | 12E |
| Legal Township | 05N |
| Legal Section | 32 |
| Legal Subdivision | THE PONDS OF TIMBER RIDGE CONDOMINIUM |
| Legal Unit | 1 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | BRUCE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 214500 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4375 TIMBER RIDGE DR, BRUCE TWP, MI 48065-4145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 28, 2020 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 2, 2019 | Loan Modification, Mortgage NORTHPOINTE BK |
| Jun 5, 2018 | Intrafamily Transfer, Transfer · Construction Mortgage NORTHPOINTE BANK |
| Dec 20, 2017 | Warranty Deed, Transfer · Line of Credit HEVERLY ERIC J LIVING TR (PT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2017 · Amount on Record |
| Deed Sale | Dec 20, 2017 · Amount on Record |
| Prior Sale | Jun 10, 2002 · Amount on Record |
| Deed Document Number | 20177150733 |
| Deed Book / Page | 25127 / 886 |
| Last Transfer Date | May 31, 2018 |
| Transfer Doc | 0000063769 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 4375 TIMBER RIDGE DR, BRUCE TWP, MI 48065-4145 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4375 TIMBER RIDGE DR, BRUCE TWP, MI 48065-4145 |
| Document Number | 2300078626 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 29297/350 |
| Instrument | 202300078626 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 21, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 4375 TIMBER RIDGE DR, BRUCE TWP, MI 48065-4145 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4375 TIMBER RIDGE DR, BRUCE TWP, MI 48065-4145 |
| Document Number | 0000011494 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 26479/974 |
| Instrument | 2011494 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 4375 TIMBER RIDGE DR, BRUCE TWP, MI 48065-4145 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4375 TIMBER RIDGE DR, BRUCE TWP, MI 48065-4145 |
| Document Number | 2102286868 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 28280/131 |
| Instrument | 202102286868 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 4375 TIMBER RIDGE DR, BRUCE TWP, MI 48065-4145 |
| Document Number | 0000004846 |
| Instrument Date | Dec 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4375 TIMBER RIDGE DR BRUCE TWP MI 480654145, BRUCE TWP, MI 48065-4145 |
| Document Number | 0000004846 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 026450/000835 |
| Instrument | 4846 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 336 Months |
| Due | Jan 9, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jun 5, 2018 |
| Property Address | 4375 TIMBER RIDGE DR, BRUCE TWP, MI 48065-4145 |
| Document Number | 0000063769 |
| Book / Page | 25398 / 687 |
| Map Reference | LB 9875 PG 685 |
| Instrument Date | May 31, 2018 |
| Instrument | 8063769 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 85 LEROY AVE, 85, CLAWSON, MI 48017-1205 |
| Name | Verified Name |
|---|---|
| Address | 85 LEROY AVE, CLAWSON, MI 48017-1205 |
| Document Number | 0000063770 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | 8063770 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 8.95% |
| Index | 1-Year LIBOR |
| Max Rate | 8.95% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Dec 20, 2017 |
| Property Address | 4375 TIMBER RIDGE DR, BRUCE TWP, MI 48065-4145 |
| Document Number | 0000150733 |
| Book / Page | 025127 / 000886 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 150733 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $559.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37355 CASTLETON DR STERLING HEIGHTS MI 483122232, STERLING HEIGHTS, MI 48312-2232 |
| Document Number | 150734 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 025127/000887 |
| Instrument | 150734 |
| Name | HEVERLY ERIC J LIVING TR (PT) |
|---|---|
| Address | 212 4TH AVE N # 101, NORTH MYRTLE BEACH, SC 29582-3286 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Bruce Township |
| Unified School District | Romeo Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $504,300 (+4.09%) | $1,008,600 (+4.09%) | |
| 2025 | $12,090.00 (+15.93%) Homeowner's exemption | $484,500 (+20.58%) | $969,000 (+20.58%) |
| 2023 | $401,800 | $803,600 | |
| 2022 | $10,429.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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