Kenton County property record for 4375 Silversmith Ln, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,893 sqft · built 2003 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $396,000 (Sep 2023) |
| Tax Bill | $4,605 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jun 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-00-02-060.00 |
| Primary APN | 046-00-02-060.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,893 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 258 ft deep x 80 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4375 SILVERSMITH LN |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REVERES CROSSING SEC 4 LOT 60 |
| Legal Subdivision | REVERES CROSSING |
| Legal Phase | 4 |
| Legal Lot Number | 60 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 63606 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4375 SILVERSMITH LN, INDEPENDENCE, KY 41051-8386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 15, 2020 | Warranty Deed, Transfer · VA Mortgage AMERICAN FIN'L NTWK INC |
| Oct 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR |
| Mar 5, 2018 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on Record |
| Deed Sale | Sep 18, 2023 · Amount on Record |
| Prior Sale | Jun 15, 2020 · Amount on Record |
| Deed Document Number | 202345 |
| Deed Book / Page | 246 / 679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 18, 2023 |
| Property Address | 4375 SILVERSMITH LN, INDEPENDENCE, KY 41051-8386 |
| Document Number | 0005900045 |
| Book / Page | KC 246 / 679 |
| Map Reference | SL A-499 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 23091805900045 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11901 ABESS BLVD APT 2302, 2302, JACKSONVILLE, FL 32225-6034 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4375 SILVERSMITH LN, INDEPENDENCE, KY 41051-8386 |
| Document Number | 0005900046 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 23091805900046 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 15, 2020 |
| Property Address | 4375 SILVERSMITH LN, INDEPENDENCE, KY 41051-8386 |
| Document Number | 0000000252 |
| Book / Page | 000026 / 000228 |
| Instrument Date | May 22, 2020 |
| Instrument | 252 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4375 SILVERSMITH LN INDEPENDENCE KY 410518386, INDEPENDENCE, KY 41051-8386 |
| Document Number | 253 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 000M57/000570 |
| Instrument | 253 |
| Name | AMERICAN FIN'L NTWK INC |
|---|---|
| Address | BREA, CA 92821 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 1, 2018 |
| Property Address | 4375 SILVERSMITH LN, INDEPENDENCE, KY 41051-8386 |
| Document Number | 0000000141 |
| Book / Page | 0I4172 / 000280 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 141 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $283.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4375 SILVERSMITH LN INDEPENDENCE KY 410518386, INDEPENDENCE, KY 41051-8386 |
| Document Number | 142 |
|---|---|
| Date | Oct 1, 2018 |
| Book Page | 0I4172/000284 |
| Instrument | 142 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 5, 2018 |
| Property Address | 4375 SILVERSMITH LN, INDEPENDENCE, KY 41051-8386 |
| Document Number | 0000000218 |
| Book / Page | 0I4076 / 000166 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 218 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2018 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $269.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4375 SILVERSMITH LN INDEPENDENCE KY 410518386, INDEPENDENCE, KY 41051-8386 |
| Document Number | 219 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 0I4076/000170 |
| Instrument | 219 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 4, 2048 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,000 (-) Land $45,000 Building $351,000 | $396,000 (-) Land $45,000 Building $351,000 | |
| 2025 | $4,605.00 (+15.88%) | $396,000 (+25.75%) Land $45,000 Building $351,000 | $396,000 (+25.75%) Land $45,000 Building $351,000 |
| 2023 | $3,974.00 (-1.39%) | $314,900 (-) Land $40,000 Building $274,900 | $314,900 (-) Land $40,000 Building $274,900 |
| 2022 | $4,030.00 | $314,900 Land $40,000 Building $274,900 | $314,900 Land $40,000 Building $274,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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