4375 Greygate St SW, Concord, NC 28027 Property Records

Cabarrus County property record for 4375 Greygate St SW, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,672 sqft · built 1996
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Jun 2018)
Tax Bill$2,509 (2023)
Deeds & MortgagesOct 2026 Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02039C0140.000000

Property Details

APN / Parcel Number

Primary APN02039C0140.000000
Alternative APNs
  • 5518 18 5484
  • 123906

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,672 sqft Living Area
Gross Area3,059 sqft
1st Floor Area680 sqft
Upper Floors Area992 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions122 ft deep x 64 ft wide
Garage TypeMixed
Garage Area440 sqft
DrivewayConcrete Driveway
Driveway Area800 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area276 sqft
PorchPatio
Porch Area340 sqft
Deck Area425 sqft
Patio Area182 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number123906
Street Address4375 GREYGATE ST SW
CityCONCORD
StateNC
Zip28027-8702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionLT 140 IVYDALE
Legal SubdivisionGREYSTONE
Legal Lot Number140
JurisdictionCABARRUS NC
Township / Civil Division2, POPLAR TENT
Census Block Group3
Census Block3003
Census Tract42603

Owner

Source: Cabarrus County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4375 GREYGATE ST SW, CONCORD, NC 28027-8702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Nov 12, 2020Deed of Trust, Mortgage · FHA Mortgage
MCLEAN MORTGAGE CORP
Jun 22, 2018Warranty Deed, Transfer · FHA Mortgage
TOWNE CTR MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2018 · Amount on Record
Deed SaleJun 22, 2018 · Amount on Record
Prior SaleApr 12, 2002 · Amount on Record
Deed Book / Page13055 / 69
Prior Transfer DateJul 23, 2005
Prior Transfer Doc6134261
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Recording DateOct 13, 2026
Property Address4375 GREYGATE ST SW, CONCORD, NC 28027-8702
Document Number0000023992
Book / Page18203 / 359
Instrument DateAug 4, 2026
Instrument202623992
Transaction TypeMortgage
Record UpdatedOct 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4375 GREYGATE ST SW, CONCORD, NC 28027-8702

Mortgage

Document Number0000023992,
DateOct 13, 2026
Book Page18203/359
Instrument202623992
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term290 Months
DueDec 1, 2050
Interest
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address4375 GREYGATE ST SW, CONCORD, NC 28027-8702
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014663127
DateNov 12, 2020
Book Page14663/127
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJun 22, 2018
Property Address4375 GREYGATE ST SW, CONCORD, NC 28027-8702
Document Number1305569
Book / Page013055 / 000069
Instrument DateJun 15, 2018
Instrument15021
Transaction TypeTransfer
Record UpdatedJul 5, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4375 GREYGATE ST SW CONCORD NC 280278702, CONCORD, NC 28027-8702

Mortgage

Document Number1305571
DateJun 22, 2018
Book Page013055/000071
Instrument15022
Lender
NameTOWNE CTR MTG
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 21, 2048

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$373,100 (-) Land $80,000 Building $293,100
2025$373,100 (+81.43%) Land $80,000 Building $293,100
2024$373,100 (+81.43%) Land $80,000 Building $293,100
2023$2,509.00$205,640 Land $50,000 Building $155,640$205,640 Land $50,000 Building $155,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims7 (1985–2020)
Claims Outside the SFHA3 of 7
Most Recent ClaimNov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20

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