4375 E State Rte 296, Urbana, OH 43078 Property Records

Champaign County property record for 4375 E State Rte 296, Urbana, OH 43078

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,980 sqft · built 1887
Lot Size0.539 acres (23,479 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Dec 2015)
Tax Bill$2,169 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN027685-0

Property Details

APN / Parcel Number

Primary APN027685-0
Alternative APN
  • L43-12-00-41-00-022-01

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,980 sqft Living Area
Gross Area2,592 sqft
1st Floor Area1,404 sqft
AtticAttic
Attic Area576 sqft

Exterior

Year BuiltBuilt 1887
Effective Year BuiltEffective 1950
Architectural StyleOther
Exterior MaterialBrick/Stone
Construction TypeBrick
Foundation TypeNo Foundation
Lot Area23,479 sqft (0.539 acres)
TerrainRolling
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area144 sqft
Deck AreaDeck Area
Patio Area300 sqft
Shed1 Shed
Shed Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Account Number027685-0
Street Address4375 E STATE ROUTE 296
CityURBANA
StateOH
Zip43078-9524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRTS 00-00-00 __ 4284 ARMSTRONG
Legal SubdivisionVMS 4284
JurisdictionCHAMPAIGN OH
Township / Civil DivisionWAYNE
Census Block Group1
Census Block1009
Census Tract10100

Owner

4375 E State Rte 296 is owned and occupied by an individual who bought it in December 2015.

Source: Champaign County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Mailing Address6400 URBANA WOODSTOCK RD, CABLE, OH 43009-9628
OccupancyOwner Occupied
Owner TypeIndividual
VestingAlso Known As (AKA)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2015 · Amount on File
Deed SaleDec 1, 2015 · Amount on File
Prior SaleJul 17, 2009 · Amount on File
Deed Document Number20155364
Deed Book / Page537 / 779
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN OH
Property Address4375 E STATE ROUTE 296, URBANA, OH 43078-9524
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyHEART OF OHIO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number579/2460
DateJul 12, 2021
Book Page579/2460
Instrument202100003919
Lender
NameHONDA FCU
TypeCredit Union
AddressMARYSVILLE, OH 43040
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 4375 E State Rte 296 was $2,169 with a homeowner's exemption, down 8.3% from the year before.

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

TypeName
StateOhio
CountyChampaign County
County SubdivisionWayne Township
Unified School DistrictTriad Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,169.00 (-8.29%)$66,940 (+36.84%) Land $7,150 Building $59,790$191,260 Land $20,420 Building $170,840
2024$2,365.00 (+24.28%) Homeowner's exemption$48,920 (-) Land $5,520 Building $43,400
2023$1,903.00 (+0.21%) Homeowner's exemption$48,920 (-) Land $5,520 Building $43,400$139,780 (-) Land $15,780 Building $124,000
2022$1,899.00 Homeowner's exemption$48,920 Land $5,520 Building $43,400$139,780 Land $15,780 Building $124,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4375 E State Rte 296 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4375 E State Rte 296 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Watch TV
Fixed Wireless
400 / 40

May also be available: AT&T, T-Mobile.

Nearby Properties on E State Rte 296

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