4375 Diamond St, Apt 4, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4375 Diamond St, Apt 4, Capitola, CA 95010

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 925 sqft · built 1972
Lot Size	0.02 acres (871 sqft)
Owner	Trust Name on Record
Last Sale	$479,000 (Jul 2020)
Tax Bill	$7,056 (2025)
Deeds & Mortgages	Dec 2023 Transfer Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`034-631-52`

Property Details

APN / Parcel Number

Primary APN	`034-631-52`
Alternative APN	`034-631-52-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	925 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	871 sqft (0.02 acres)
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4375 DIAMOND ST, 4
City	CAPITOLA
State	CA
Zip	95010-3036
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	CAPITOLA SHORES
Legal Lot Number	75
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1004
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	4375 DIAMOND ST, 4, CAPITOLA, CA 95010-3036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Intrafamily Transfer, Transfer
Mar 2, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 7, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jul 17, 2020	Grant Deed, Transfer · VA Mortgage MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Oct 30, 2001 · Amount on Record
Deed Document Number	202026407
Last Transfer Date	Dec 14, 2023
Transfer Doc	0000024127
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 15, 2023
Property Address	4375 DIAMOND ST APT 4, 4, CAPITOLA, CA 95010-3036
Document Number	0000024127
Map Reference	VOL 53 PG 16
Instrument Date	Dec 14, 2023
Instrument	2023-0024127
Transaction Type	Transfer
Record Updated	Dec 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4375 DIAMOND ST APT 4, 4, CAPITOLA, CA 95010-3036

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4375 DIAMOND ST APT 4, 4, CAPITOLA, CA 95010-3036
Transaction Type	Mortgage
Record Updated	Mar 15, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4375 DIAMOND ST, CAPITOLA, CA 95010-3036

Mortgage

Document Number	0000003552
Date	Mar 2, 2023
Instrument	2023-0003552

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4375 DIAMOND ST APT 4, 4, CAPITOLA, CA 95010-3036
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4375 DIAMOND ST 4, 4, CAPITOLA, CA 95010-3036

Mortgage

Document Number	0000050917
Date	Oct 7, 2021
Instrument	2021-0050917

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 17, 2020
Property Address	4375 DIAMOND ST APT 4, 4, CAPITOLA, CA 95010-3036
Document Number	0000026407
Map Reference	VOL 53 PG 16
Instrument Date	Jul 13, 2020
Instrument	2020-0026407
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4375 DIAMOND ST APT 4, 4, CAPITOLA, CA 95010-3036

Mortgage

Document Number	0000026408
Date	Jul 17, 2020
Instrument	2020-0026408

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,854 (+2%) Land $370,198 Building $158,656
2025	$7,056.00 (+10.6%) Homeowner's exemption	$518,486 (+4.04%) Land $362,940 Building $155,546
2023	$6,380.00 (+1.16%) Homeowner's exemption	$498,351 Land $348,846 Building $149,505	$555,570
2022	$6,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

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