4375 Arbor Ln, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4375 Arbor Ln, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,906 sqft · built 1941
Lot Size	1.57 acres (68,389 sqft)
Owner	Owner Name on File
Last Sale	$147,000 (Jan 2011)
Tax Bill	$827 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120N A 036`

Property Details

APN / Parcel Number

Primary APN	`120N A 036`
Alternative APN	`0000047194`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,906 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1978
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	68,389 sqft (1.57 acres)
Lot Dimensions	185 ft deep x 58 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000047194
Street Address	4375 ARBOR LN
City	CHATTANOOGA
State	TN
Zip	37416-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 1 ARBOR LANE RESUB #2 PG 53 PG 331 REV 57-246 REV 62-199 REV 111-179
Legal Subdivision	ARBOR LANE RESUB
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3003
Census Tract	11411

Owner

The current owner of 4375 Arbor Ln bought it in January 2011.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Owner Name on File
Mailing Address	4375 ARBOR LN, CHATTANOOGA, TN 37416-1818
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2011 · Amount on File
Deed Sale	Jan 3, 2011 · Amount on File
Prior Sale	Jan 22, 2003 · Amount on File
Deed Document Number	2011010300299
Deed Book / Page	9323 / 779
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4375 ARBOR LN, CHATTANOOGA, TN 37416-1818
Document Number	0227000006
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4375 ARBOR LN CHATTANOOGA TN 374161818, CHATTANOOGA, TN 37416-1818

Mortgage

Document Number	0227000006
Date	Feb 27, 2020
Book Page	011920/000241
Instrument	200227000006

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4375 Arbor Ln was $827, up 0.5% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$827.00 (+0.49%)	$54,600 (+48.27%)	$218,400 (+48.27%) Land $74,800 Building $143,600
2024	$823.00	$36,825 (-)	$147,300 (-) Land $37,500 Building $109,800
2023	$823.00	$36,825 (-)	$147,300 (-) Land $37,500 Building $109,800
2022	$823.00	$36,825	$147,300 Land $37,500 Building $109,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4375 Arbor Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4375 Arbor Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20