4375 9th Ln SW, Vero Beach, FL 32968 Property Records

Indian River County property record for 4375 9th Ln SW, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,293 sqft · built 2013
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,215 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`33-39-28-00011-0000-00007.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-28-00011-0000-00007.0`
Alternative APN	`89795`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,293 sqft Living Area
1st Floor Area	2,293 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	138 ft deep x 97 ft wide
Garage Area	598 sqft
Driveway	Driveway
Driveway Area	1,134 sqft
Porch	Open Porch
Porch Area	266 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	89795
Street Address	4375 9TH LN SW
City	VERO BEACH
State	FL
Zip	32968-4894
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	FOUNTAINS AT AMBER LAKES SUB, THE LOT 7 PBI 19-6
Legal Range	39
Legal Township	33
Legal Section	28
Legal Subdivision	FOUNTAINS AT AMBER LAKES, THE
Legal Lot Number	7
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1017
Census Tract	50707

Owner

4375 9th Ln SW is owned and occupied by two individuals who acquired it in May 2014.

Source: Indian River County records, as of March 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4375 9TH LN SW, VERO BEACH, FL 32968-4894
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2014
Deed Sale	May 1, 2014
Deed Document Number	0027581027
Deed Book / Page	2684 / 1729
Prior Transfer Date	Jul 5, 2013
Prior Transfer Doc	3120130043841
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	4375 9TH LN SW, VERO BEACH, FL 32968-4894
Document Number	0030440759
Book / Page	003044 / 000759
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4375 9TH LN SW VERO BEACH FL 329684894, VERO BEACH, FL 32968-4894

Mortgage

Document Number	0030440759
Date	Jul 28, 2017
Book Page	003044/000759
Instrument	43864

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4375 9th Ln SW was $3,215.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,215.00	$240,054	$409,310 Land $55,250 Building $354,060
2023	$2,777.00 (+2.81%)	$226,494 (+3%)	$413,076 (+8.61%) Land $55,250 Building $357,826
2022	$2,701.00	$219,897	$380,320 Land $55,250 Building $325,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4375 9th Ln SW in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 190 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	190 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4375 9th Ln SW is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20