4375 460th St, Isle, MN 56342 Property Records

Mille Lacs County property record for 4375 460th St, Isle, MN 56342

Property Summary

Property Type	Single Family Home
Details	1,904 sqft · built 1991
Lot Size	0.934 acres (40,683 sqft)
Owner	Individual Name on Record
Last Sale	$449,900 (Nov 2020)
Tax Bill	$5,856 (2026)
Deeds & Mortgages	May 2026 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-804-0020`

Property Details

APN / Parcel Number

Primary APN	`05-804-0020`

Interior

Building Area	1,904 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	40,683 sqft (0.934 acres)
Garage Type	Mixed
Garage Area	2,088 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	336 sqft
Gazebo	140 sqft

Location & Zoning

Street Address	4375 460TH ST
City	ISLE
State	MN
Zip	56342-9296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3, 4, 5 & 6 & VAC SPRUCE ST ADJ EX N 20 FT OF VAC ST
Legal Range	25
Legal Township	43
Legal Section	16
Legal Subdivision	SUNSET BAYS
Legal Lot Number	3-6
Jurisdiction	MILLE LACS MN
Township / Civil Division	EAST SIDE
Census Block Group	2
Census Block	2009
Census Tract	970100

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4375 460TH ST, ISLE, MN 56342-9296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAE CREDIT UNION
Nov 4, 2020	Warranty Deed, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	Oct 31, 2013 · Amount on Record
Deed Document Number	2020420329
Prior Transfer Date	Aug 17, 2006
Prior Transfer Doc	335716
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Recording Date	May 22, 2026
Property Address	4375 460TH ST, ISLE, MN 56342-9296
Document Number	0000451303
Instrument Date	May 13, 2026
Instrument	2026451303
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVION TITLE INC, SERVION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4375 460TH ST, ISLE, MN 56342-9296

Mortgage

Document Number	0000451303,
Date	May 22, 2026
Instrument	2026451303

Lender

Name	BAE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 4, 2020
Property Address	4375 460TH ST, ISLE, MN 56342-9296
Document Number	A420329
Instrument Date	Oct 16, 2020
Instrument	A420329
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,484.67
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4375 460TH ST, ISLE, MN 56342-9296

Mortgage

Document Number	A420330
Date	Nov 4, 2020
Instrument	A420330

Lender

Name	MEGASTAR FINANCIAL CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	East Side Township
Unified School District	Isle Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,856.00 (+1.17%)	$694,100 (+22.05%) Land $241,900 Building $452,200	$694,100 (+22.05%) Land $241,900 Building $452,200
2025	$5,788.00 (+3.17%) Homeowner's exemption	$568,700 (+5.47%) Land $242,600 Building $326,100	$568,700 (+5.47%) Land $242,600 Building $326,100
2023	$5,610.00	$539,200 Land $226,100 Building $313,100	$539,200 Land $226,100 Building $313,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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