4374 State Rte 12 E, Pandora, OH 45877 Property Records

Putnam County property record for 4374 State Rte 12 E, Pandora, OH 45877

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,584 sqft · built 1979
Lot Size	1.01 acres (44,170 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,912 (2025)
Deeds & Mortgages	Mar 2016 Line of Credit Jan 2006 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-017060.0100`

Property Details

APN / Parcel Number

Primary APN	`48-017060.0100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	44,170 sqft (1.01 acres)
Pole Barn	3,840 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	4374 STATE ROUTE 12 E
City	PANDORA
State	OH
Zip	45877-9784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1S 8E 16 NEPT W SW SE
Legal Range	8E
Legal Township	1S
Legal Section	16
Jurisdiction	PUTNAM OH
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2052
Census Tract	30400

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4374 STATE ROUTE 12 E, PANDORA, OH 45877-9784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2016	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Jan 12, 2006	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Jan 16, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 16, 2024
Transfer Doc	00762/2400
Record Updated	Sep 20, 2026

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	4374 STATE ROUTE 12 E, PANDORA, OH 45877-9784
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00677/1136
Date	Mar 16, 2016
Book Page	677/1136
Instrument	201600001048

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Apr 5, 2021

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	4374 STATE ROUTE 12 E, PANDORA, OH 45877-9784
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00565/0214
Date	Jan 12, 2006
Book Page	565/0214
Instrument	200600000189

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 20, 2016

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PUTNAM OH
Recording Date	Jan 16, 2024
Property Address	4374 STATE ROUTE 12 E, PANDORA, OH 45877-9784
Document Number	00762/2400
Book / Page	762 / 2400
Instrument Date	Dec 19, 2023
Instrument	202400000180
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4374 STATE ROUTE 12 E, PANDORA, OH 45877-9784

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Riley Township
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,912.00 (-2.4%) Homeowner's exemption	$64,910 (+22.61%) Land $6,820 Building $58,090	$185,460 (-) Land $19,490 Building $165,970
2023	$1,959.00 (-0.76%) Homeowner's exemption Additional exemption filed	$52,940 (-) Land $5,390 Building $47,550	$185,460 (+22.61%) Land $19,490 Building $165,970
2022	$1,974.00 Homeowner's exemption	$52,940 Land $5,390 Building $47,550
2020			$151,260 Land $15,400 Building $135,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: TSC.

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