Wright County property record for 4374 Melby Ct NE, Saint Michael, MN 55376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,932 sqft · built 1999 |
| Lot Size | 0.411 acres (17,924 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Oct 2011) |
| Tax Bill | $4,398 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-161-005030 |
| Primary APN | 114-161-005030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,932 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 17,924 sqft (0.411 acres) |
| Garage Type | Attached |
| Garage Area | 656 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4374 MELBY CT NE |
|---|---|
| City | SAINT MICHAEL |
| State | MN |
| Zip | 55376-2421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-07 TWP-120 RANGE-023 HIGHWOODS 1ST ADDN LOT-003 BLOCK-005 05 |
| Legal Range | 023 |
| Legal Township | 120 |
| Legal Section | 07 |
| Legal Subdivision | HIGHWOODS 1ST ADDN |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 100807 |
4374 Melby Ct NE is owned and occupied by an individual who bought it in October 2011.
Source: Wright County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4374 MELBY CT NE, SAINT MICHAEL, MN 55376-2421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2011 · Amount on File |
| Deed Sale | Oct 28, 2011 · Amount on File |
| Prior Sale | Nov 5, 1999 · Amount on File |
| Deed Document Number | 20116728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 4374 MELBY CT NE, SAINT MICHAEL, MN 55376-2421 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | ANCONA TITLE, ANCONA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0001477719 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 1477719 |
| Name | ST CLOUD FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT CLOUD, MN 56301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2041 |
The 2026 property tax bill for 4374 Melby Ct NE was $4,398.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | St. Michael City |
| Unified School District | St. Michael-Albertville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,398.00 | $389,100 (+1.67%) Land $98,000 Building $291,100 | $389,100 (+1.67%) Land $98,000 Building $291,100 |
| 2025 | $382,700 Land $100,000 Building $282,700 | $382,700 Land $100,000 Building $282,700 | |
| 2023 | $4,006.00 (+3.03%) | $384,600 Land $98,300 Building $286,300 | $384,600 Land $98,300 Building $286,300 |
| 2022 | $3,888.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4374 Melby Ct NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4374 Melby Ct NE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Joint Powers Water Board serves 30,922 people · EPA ID MN1860024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.56 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon.
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