4374 Hamilton Ave, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4374 Hamilton Ave, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,217 sqft · built 1906
Lot Size	0.201 acres (8,799 sqft)
Owner	Individual Name on Record
Last Sale	$479,900 (Sep 2025)
Tax Bill	$3,446 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`197-0038-0011-00`

Property Details

APN / Parcel Number

Primary APN	`197-0038-0011-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,217 sqft Living Area
1st Floor Area	986 sqft
2nd Floor Area	832 sqft
Attic	Attic
Attic Area	399 sqft
Basement Area	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	8,799 sqft (0.201 acres)
Lot Dimensions	219 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	183 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4374 HAMILTON AVE
City	CINCINNATI
State	OH
Zip	45223-1755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4374 HAMILTON AVE 40 X 219.72 ES HAMILTON 202.59FT N OF BRUCE AVE
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2003
Census Tract	7500

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4374 HAMILTON AVE, CINCINNATI, OH 45223-1755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Sep 4, 2025	Warranty Deed, Transfer · FHA Mortgage GARDNER FINANCIAL SERVICES LTD
Aug 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK
May 25, 2018	Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2025 · Amount on Record
Deed Sale	Sep 4, 2025 · Amount on Record
Prior Sale	May 25, 2018 · Amount on Record
Deed Document Number	0000068209
Deed Book / Page	15493 / 3056
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4374 HAMILTON AVE, CINCINNATI, OH 45223-1755
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054508
Date	May 3, 2021
Book Page	14409/1132
Instrument	2021-0054508

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 4, 2025
Property Address	4374 HAMILTON AVE, CINCINNATI, OH 45223-1755
Document Number	0000068209
Book / Page	15493 / 3056
Instrument Date	Aug 22, 2025
Instrument	2025-0068209
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	UNKNOWN, RT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4374 HAMILTON AVE, CINCINNATI, OH 45223-1755

Mortgage

Document Number	0000068210
Date	Sep 4, 2025
Instrument	2025-0068210

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4374 HAMILTON AVE, CINCINNATI, OH 45223-1755
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065623
Date	Aug 9, 2019
Book Page	13977/00313
Instrument	2019-0065623

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Oct 1, 2048

May 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	May 25, 2018
Property Address	4374 HAMILTON AVE, CINCINNATI, OH 45223-1755
Document Number	0000004667
Instrument Date	May 14, 2018
Instrument	18-0044667
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701
Mail Care Of	UNION SAVINGS BANK

Mortgage

Document Number	0000004669
Date	May 25, 2018
Instrument	18-0044669

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,446.00 (+3.14%)	$132,976 (-) Land $18,190 Building $114,786
2024	$3,341.00 (-2.22%)	$132,976 (-) Land $18,190 Building $114,786
2023	$3,417.00 (+10.37%)	$132,976 (+11.74%) Land $18,190 Building $114,786	$379,930 (+11.74%) Land $51,970 Building $327,960
2022	$3,096.00 Homeowner's exemption	$119,001 Land $9,426 Building $109,575
2020			$340,000 Land $26,930 Building $313,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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