4374 Flowes Store Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 4374 Flowes Store Rd, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,564 sqft · built 1950
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Nov 2025)
Tax Bill	$1,491 (2023)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5538 98 7219`

Property Details

APN / Parcel Number

Primary APN	`5538 98 7219`
Alternative APNs	`11047 0008.000000` `133553` `151592` `181862`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,564 sqft Living Area
Gross Area	2,068 sqft
1st Floor Area	1,564 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2010
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.82 acres)
Lot Width	100 ft Width
Garage Type	Carport
Garage Area	224 sqft
Carport	Carport
Carport Area	224 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	280 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	181862
Street Address	4374 FLOWES STORE RD
City	CONCORD
State	NC
Zip	28025-8397
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LDR
Legal Description	LT 13 A F HARTSELL ESTATE
Legal Subdivision	CENTRAL CABARRUS HIGH SCH
Legal Lot Number	13
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	1
Census Block	1034
Census Tract	40502

Owner

Source: Cabarrus County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4374 FLOWES STORE RD, CONCORD, NC 28025-8397
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · VA Mortgage IMPERIAL LENDING LLC
Nov 13, 2025	Warranty Deed, Transfer TRYON TITLE AGENCY LLC
Dec 1, 2021	Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU
Oct 11, 2019	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Prior Sale	Dec 1, 2021 · Amount on Record
Deed Document Number	202526194
Deed Book / Page	17715 / 70
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Aug 4, 2026
Property Address	4374 FLOWES STORE RD, CONCORD, NC 28025-8397
Document Number	0000018494
Book / Page	18112 / 191
Instrument Date	Jul 30, 2026
Instrument	202618494
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4374 FLOWES STORE RD, CONCORD, NC 28025-8397

Mortgage

Document Number	0000018494,
Date	Aug 4, 2026
Book Page	18112/191
Instrument	202618494

Lender

Name	IMPERIAL LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 13, 2025
Property Address	4374 FLOWES STORE RD, CONCORD, NC 28025-8397
Document Number	0001771570
Book / Page	17715 / 70
Map Reference	MB 6 PG 66
Instrument Date	Nov 12, 2025
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 S BERKEY DR, CHITTENANGO, NY 13037-1517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4374 FLOWES STORE RD, CONCORD, NC 28025-8397

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 1, 2021
Property Address	4374 FLOWES STORE RD, CONCORD, NC 28025-8397
Document Number	0001569394
Book / Page	15693 / 94
Map Reference	MB 6 PG 66
Instrument Date	Dec 1, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$566.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	152 EASTCLIFF DR SE, 152, CONCORD, NC 28025-3719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4374 FLOWERS STORE ROAD, CONCORD, NC 28025-8397

Mortgage

Document Number	0001569397
Date	Dec 1, 2021
Instrument	15693/97

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 11, 2019
Property Address	4374 FLOWES STORE RD, CONCORD, NC 28025-8397
Document Number	0013778190
Book / Page	13778 / 0190
Instrument Date	Oct 11, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 TRIPOLIS ST SE, 501, CONCORD, NC 28025-9016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4374 FLOWES STORE RD, CONCORD, NC 28025-8397

Mortgage

Document Number	0013778193
Date	Oct 11, 2019
Instrument	13778/193

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,410 (-) Land $44,510 Building $237,900
2025		$282,410 (+51.39%) Land $44,510 Building $237,900
2024			$282,410 (+51.39%) Land $44,510 Building $237,900
2023	$1,491.00	$186,550 Land $29,280 Building $157,270	$186,550 Land $29,280 Building $157,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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