St. Louis County property record for 4372 Jamie Dr, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,568 sqft · built 2006 |
| Lot Size | 0.72 acres (31,381 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $279,900 (Sep 2024) |
| Tax Bill | $3,090 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit May 2015 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0021-00140 |
| Primary APN | 395-0021-00140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Gross Area |
| 1st Floor Area | 1,568 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 31,381 sqft (0.72 acres) |
| Garage Area | 784 sqft |
| Deck Area | 33 sqft |
| Storage Building | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1171602 |
|---|---|
| Street Address | 4372 JAMIE DR |
| City | DULUTH |
| State | MN |
| Zip | 55811-4518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLOCK 1 SERIAL # |
| Legal Subdivision | ARROW WOOD ACRES FIRST ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10301 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4372 JAMIE DR, DULUTH, MN 55811-4518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| May 26, 2015 | Loan Modification, Mortgage · Conventional with PMI OCWEN LN SERVICING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2024 · Amount on Record |
| Deed Sale | Sep 13, 2024 · Amount on Record |
| Prior Sale | May 12, 2006 · Amount on Record |
| Deed Document Number | 20241083076 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4372 JAMIE DR, DULUTH, MN 55811-4518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001098745 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 1098745 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 29, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4372 JAMIE DR, DULUTH, MN 55811-4518 |
| Document Number | 000T981148 |
| Instrument Date | May 26, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4372 JAMIE DR HERMANTOWN MN 558114518, HERMANTOWN, MN 55811-4518 |
| Document Number | 000T981148 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | T981148 |
| Name | OCWEN LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST PALM BEACH, FL 33407 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 19, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,090.00 (+11.15%) Homeowner's exemption | ||
| 2025 | $2,780.00 (+7.09%) Homeowner's exemption | $247,500 (+9.66%) Land $48,200 Building $199,300 | $247,500 (+9.66%) Land $48,200 Building $199,300 |
| 2024 | $2,596.00 | $225,700 (+23%) Land $45,800 Building $179,900 | $225,700 (+23%) Land $45,800 Building $179,900 |
| 2022 | $183,500 Land $40,400 Building $143,100 | $183,500 Land $40,400 Building $143,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hermantown serves 7,215 people · EPA ID MN1690043 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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