Dorchester County property record for 4372 Cotton Flat Rd, Summerville, SC 29485
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,540 sqft · built 2024 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $499,340 (Mar 2024) |
| Tax Bill | $13,025 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 170-11-01-038 |
| Primary APN | 170-11-01-038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,540 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | R0085040 |
|---|---|
| Street Address | 4372 COTTON FLAT RD |
| City | SUMMERVILLE |
| State | SC |
| Zip | 29485-9313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD_NC |
| Legal Description | LOT 158 SUBD: WATSON HILL PH 2 |
| Legal Subdivision | WATSON HILL |
| Legal Phase | 2 |
| Legal Lot Number | 158 |
| Jurisdiction | DORCHESTER SC |
| Township / Civil Division | SUMMERVILLE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10801 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Ashley River Road listed 1983 · 1 contributing resources · NRIS 83003831 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Dorchester County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4372 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2024 | Limited Warranty Deed, Transfer · VA Mortgage VELOCIO MORTGAGE LLC |
| Jun 29, 2023 | Limited Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2024 · Amount on Record |
| Deed Sale | Mar 27, 2024 · Amount on Record |
| Deed Document Number | 20245872 |
| Deed Book / Page | 15207 / 320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Mar 27, 2024 |
| Property Address | 4372 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Document Number | 0152070320 |
| Book / Page | 15207 / 320 |
| Map Reference | MB N PG 73 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 2024005872 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,298.70 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4372 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Document Number | 2024005873 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 2024005873 |
| Name | VELOCIO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Jun 29, 2023 |
| Property Address | 4372 COTTON FLAT RD, SUMMERVILLE, SC 29485-9313 |
| Document Number | 0148030067 |
| Book / Page | 14803 / 67 |
| Map Reference | MB N PG 29-29 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023013126 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,315.70 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 877 ISLAND PARK DR # 200, 200, DANIEL ISLAND, SC 29492-8994 |
| Investor | Possibly a Property Investor |
Source: Dorchester County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Dorchester County |
| Municipality | North Charleston City |
| Unified School District | Dorchester School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,025.00 (+335.33%) | $29,850 (+336.4%) Land $6,840 Building $23,010 | $497,498 (+336.4%) Land $114,000 Building $383,498 |
| 2024 | $2,992.00 (+0.13%) | ||
| 2023 | $2,988.00 | $6,840 Land $6,840 | $114,000 Land $114,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 14 (1989–2024) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 79% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures