43700 Alcoba Dr, Temecula, CA 92592 Property Records

Riverside County property record for 43700 Alcoba Dr, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,005 sqft · built 2000
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Company Names on Record
Last Sale	$690,000 (Mar 2024)
Tax Bill	$8,338 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`959-262-008`

Property Details

APN / Parcel Number

Primary APN	`959-262-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,005 sqft Living Area
Gross Area	2,393 sqft
1st Floor Area	2,005 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Construction Type	Wood
Roof Material	Tile
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	388 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	43700 ALCOBA DR
City	TEMECULA
State	CA
Zip	92592-4374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 98 MB 281/001 TR 24185-2
Legal Subdivision	SECTION 24185-2
Legal Tract	24185-2
Legal Lot Number	98
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	5
Census Block	5003
Census Tract	43265

Owner

Source: Riverside County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	11310 CLOUDCREST DR, SAN DIEGO, CA 92127-2002
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Mar 21, 2024	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 22, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 30, 2019	Grant Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2024 · Amount on Record
Deed Sale	Mar 21, 2024 · Amount on Record
Prior Sale	May 30, 2019 · Amount on Record
Deed Document Number	202483370
Prior Transfer Date	Jan 27, 2005
Prior Transfer Doc	0000142594
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 7, 2026
Property Address	43700 ALCOBA DR, TEMECULA, CA 92592-4374
Document Number	0000249510
Instrument Date	Aug 6, 2026
Instrument	2026249510
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	2285 MINDY LN, CUMMING, GA 30041-7152

Mortgage

Document Number	0000249510,
Date	Aug 7, 2026
Instrument	2026249510

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.82%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 21, 2024
Property Address	43700 ALCOBA DR, TEMECULA, CA 92592-4374
Document Number	0000083370
Map Reference	MB 281 PG 1-13
Instrument Date	Feb 27, 2024
Instrument	2024-0083370
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	43700 ALCOBA DR, TEMECULA, CA 92592-4374

Mortgage

Document Number	0000083371
Date	Mar 21, 2024
Instrument	2024-0083371

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43700 ALCOBA DR, TEMECULA, CA 92592-4374
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43700 ALCOBA DR, TEMECULA, CA 92592-4374

Mortgage

Document Number	0000086957
Date	Feb 22, 2022
Instrument	2022-0086957

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	897 Months
Due	Nov 11, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.44%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.44%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43700 ALCOBA DR, TEMECULA, CA 92592-4374
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090940
Date	Feb 27, 2020
Instrument	2020-0090940

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 30, 2019
Property Address	43700 ALCOBA DR, TEMECULA, CA 92592-4374
Document Number	0000193062
Map Reference	MB 281 PG 1-13
Instrument Date	May 3, 2019
Instrument	2019-0193062
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43700 ALCOBA DR, TEMECULA, CA 92592-4374

Mortgage

Document Number	0000193063
Date	May 30, 2019
Instrument	2019-0193063

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$717,875 (+2%) Land $215,362 Building $502,513
2025	$8,338.00 (+37.64%)	$703,800 (+39.69%) Land $211,140 Building $492,660
2023	$6,058.00 (+2.31%) Homeowner's exemption	$503,824 Land $134,023 Building $369,801
2022	$5,921.00
2021			$523,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25

May also be available: T-Mobile, Verizon.

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