Napa County property record for 4370 Spanish Flat Loop Rd, Napa, CA 94558
| Property Type | Agricultural Vacant Land |
|---|---|
| Details | 3 bd · 1.5 ba · 2,286 sqft · built 1963 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $245,000 (Jan 2024) |
| Tax Bill | $2,677 (2025) |
| Deeds & Mortgages | Jan 2024 Sale Sep 2018 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-261-007-000 |
| Primary APN | 019-261-007-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,286 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Wood |
| Lot Area | 54,450 sqft (1.25 acres) |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Old Parcel Number | 019-261-007 |
|---|---|
| Street Address | 4370 SPANISH FLAT LOOP RD |
| City | NAPA |
| State | CA |
| Zip | 94558-9338 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Local Zoning Code | AW |
| Legal Description | PCL C MAP NO 646 6R/S39,40 |
| Legal Subdivision | WESLEY B PLUNKETT PROP |
| Jurisdiction | NAPA CA |
| Township / Civil Division | LAKE BERRYESSA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 201800 |
Source: Napa County records · APN 019-261-007-000
Assessment roll updated February 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4370 SPANISH FLAT LOOP RD, NAPA, CA 94558-9338 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jan 04, 2024 | Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMER TTL CO OF NAPA |
| Sep 20, 2018 | Deed of Trust, Mortgage · Reverse Mortgage PLAZA HOME MORTGAGE INC |
| Sep 14, 2018 | Deed of Trust, Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 2024 · Amount on Record |
| Deed Sale | Jan 04, 2024 · Amount on Record |
| Deed Document Number | 2024103 |
| Prior Transfer Date | Dec 29, 2023 |
| Prior Transfer Doc | 0000000102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Jan 04, 2024 |
| Property Address | 4370 SPANISH FLAT LOOP RD, NAPA, CA 94558-9338 |
| Document Number | 0000000103 |
| Map Reference | MB 2 PG 86 |
| Instrument Date | Dec 26, 2023 |
| Instrument | 2024-0000103 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMER TTL CO OF NAPA |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4360 SPANISH FLAT LOOP RD, NAPA, CA 94558-9338 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 4370 SPANISH FLAT LOOP RD, NAPA, CA 94558-9338 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000018403 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 2018-0018403 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 721 Months |
| Due | Oct 01, 2078 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.34% |
| Type Change Date | Oct 01, 2019 |
| Change Frequency | Annually |
| Index | LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 4370 SPANISH FLAT LOOP RD, NAPA, CA 94558-9338 |
| Document Number | 0000018404 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4370 SPANISH FLAT LOOP RD NAPA CA 945589338, NAPA, CA 94558-9338 |
| Document Number | 0000018404 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 18404 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Amount | Amount Recorded |
|---|---|
| Term | 720 Months |
| Due | Sep 19, 2078 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.34% |
Source: Napa County records · Assessment roll updated February 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Unified School District | St. Helena Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,677.00 (+673.7%) | $249,900 (+607.19%) Land $249,900 | $249,900 Land $249,900 |
| 2023 | $346.00 (+3.59%) Homeowner's exemption | $35,337 Land $35,337 | |
| 2022 | $334.00 |
Source: FEMA National Flood Hazard Layer as of June 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1983–1998) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Wildfire Risk | High above 72% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Valley Internet Fixed Wireless | 100 / 50 |
Based on FCC filings for 2 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPANISH FLAT WATER DISTRICT serves 92 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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