4370 E Toledo St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4370 E Toledo St, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,926 sqft · built 2017
Lot Size	0.068 acres (3,000 sqft)
Owner	Company Name on Record
Last Sale	$290,704 (Aug 2017)
Tax Bill	$1,573 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2022 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`313-19-429`

Property Details

APN / Parcel Number

Primary APN	`313-19-429`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,926 sqft Living Area
1st Floor Area	684 sqft
2nd Floor Area	1,242 sqft

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	3,000 sqft (0.068 acres)
Parking Spaces	2 Parking Spaces
Patio Area	193 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4370 E TOLEDO ST
City	GILBERT
State	AZ
Zip	85295-0253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	FINCHER FIELDS AT COOLEY STATION AMD MCR 1200-19
Legal Range	06E
Legal Township	01S
Legal Section	25
Legal Subdivision	FINCHER FIELDS AT COOLEY STATION AMD
Legal Lot Number	132
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2022
Census Tract	815201

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	4370 E TOLEDO ST, GILBERT, AZ 85295-0253
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU
Apr 8, 2022	Intrafamily Transfer, Transfer
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT
Aug 18, 2017	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage CALATLANTIC MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2017 · Amount on Record
Deed Sale	Aug 18, 2017 · Amount on Record
Prior Sale	Aug 18, 2017 · Amount on Record
Deed Document Number	0000610061
Last Transfer Date	Apr 8, 2022
Transfer Doc	0000315973
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4370 E TOLEDO ST, GILBERT, AZ 85295-0253
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4370 E TOLEDO ST, GILBERT, AZ 85295-0253

Mortgage

Document Number	0000124459
Date	Mar 4, 2026
Instrument	20260124459

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Apr 8, 2022
Property Address	4370 E TOLEDO ST, GILBERT, AZ 85295-0253
Document Number	0000315973
Map Reference	MB 1200 PG 19
Instrument Date	Mar 21, 2022
Instrument	20220315973
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4370 E TOLEDO ST, GILBERT, AZ 85295-0253

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4370 E TOLEDO ST, GILBERT, AZ 85295-0253
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4370 E TOLEDO ST, GILBERT, AZ 85295-0253

Mortgage

Document Number	0000679535
Date	Jun 21, 2021
Instrument	20210679535

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 18, 2017
Property Address	4370 E TOLEDO ST, GILBERT, AZ 85295-0253
Document Number	0000610061
Map Reference	MB 1200 PG 19
Instrument Date	Aug 18, 2017
Instrument	2017-0610061
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	890 W ELLIOT RD # RD101, 890, GILBERT, AZ 85233-5102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4370 E TOLEDO ST, GILBERT, AZ 85295-0253

Mortgage

Document Number	0000610062
Date	Aug 18, 2017
Instrument	2017-0610062

Lender

Name	CALATLANTIC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,410 (-1.73%)	$404,100 (-1.73%) Land $80,800 Building $323,300
2025	$1,573.00 (-6.98%)
2024		$41,120	$411,200 Land $82,200 Building $329,000
2023	$1,691.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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