4370 Cactus Tree Ln, Hemet, CA 92545 Property Records

Riverside County property record for 4370 Cactus Tree Ln, Hemet, CA 92545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 2003
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Mar 2019)
Tax Bill	$4,267 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`460-132-004`

Property Details

APN / Parcel Number

Primary APN	`460-132-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,376 sqft Living Area
Gross Area	1,818 sqft
1st Floor Area	1,376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Tile
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4370 CACTUS TREE LN
City	HEMET
State	CA
Zip	92545-7038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCD
Legal Description	.13 ACRES M/L IN LOT 25 MB 286/044 TR 24124-2
Legal Tract	24124-2
Legal Lot Number	25
Jurisdiction	RIVERSIDE CA
Township / Civil Division	HEMET-SAN JACINTO
Census Block Group	1
Census Block	1007
Census Tract	43318

Owner

4370 Cactus Tree Ln is owned and occupied by an individual who bought it in March 2019.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4370 CACTUS TREE LN, HEMET, CA 92545-7038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 28, 2019	Grant Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2019 · Amount on File
Deed Sale	Mar 28, 2019 · Amount on File
Prior Sale	Feb 29, 2016 · Amount on File
Deed Document Number	2019105126
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4370 CACTUS TREE LN, HEMET, CA 92545-7038
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4370 CACTUS TREE LN, HEMET, CA 92545-7038

Mortgage

Document Number	0000011134
Date	Jan 7, 2022
Instrument	2022-0011134

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 28, 2019
Property Address	4370 CACTUS TREE LN, HEMET, CA 92545-7038
Document Number	0000105126
Instrument Date	Mar 5, 2019
Instrument	105126
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4370 CACTUS TREE LN HEMET CA 925457038, HEMET, CA 92545-7038

Mortgage

Document Number	105127
Date	Mar 28, 2019
Instrument	105127

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2049

Mortgage

Document Number	105128,
Date	Mar 28, 2019
Instrument	105128

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4370 Cactus Tree Ln was $4,267 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Hemet City
Unified School District	Hemet Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,024 (+2%) Land $62,578 Building $266,446
2025	$4,267.00 Homeowner's exemption	$322,573 Land $61,351 Building $261,222
2023	$4,192.00 (+1.48%) Homeowner's exemption	$310,049 Land $58,970 Building $251,079
2022	$4,131.00
2021			$325,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4370 Cactus Tree Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4370 Cactus Tree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,044 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Accel Wireless, GeoLinks.

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