4370 65th Dr, Vero Beach, FL 32967 Property Records

Indian River County property record for 4370 65th Dr, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,619 sqft · built 2013
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$326,000 (Dec 2013)
Tax Bill	$2,799 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-39-29-00014-0000-00025.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-29-00014-0000-00025.0`
Alternative APN	`52383`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,619 sqft Living Area
Gross Area	3,081 sqft
1st Floor Area	2,619 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	133 ft deep x 79.2 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	462 sqft
Driveway	Brick Driveway
Driveway Area	640 sqft
Porch	Open Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4370 65TH DR
City	VERO BEACH
State	FL
Zip	32967-6195
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	ASHLEY LAKES SUB LOT 25 PBI 19-27
Legal Range	39E
Legal Township	32S
Legal Section	29
Legal Subdivision	ASHLEY LAKES SUBDIVISION
Legal Lot Number	25
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	4
Census Block	4005
Census Tract	50811

Owner

4370 65th Dr is owned and occupied by two individuals who acquired it in August 2015.

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4370 65TH DR, VERO BEACH, FL 32967-6195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2013 · Amount on File
Deed Sale	Dec 23, 2013 · Amount on File
Prior Sale	Apr 11, 2012 · Amount on File
Deed Document Number	20133120130079918
Deed Book / Page	2726 / 776
Last Transfer Date	Aug 19, 2015
Transfer Doc	0028750128
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	4370 65TH DR, VERO BEACH, FL 32967-6195
Document Number	0033470087
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4370 65TH DR VERO BEACH FL 329676195, VERO BEACH, FL 32967-6195

Mortgage

Document Number	0033470087
Date	Oct 12, 2020
Book Page	003347/000087
Instrument	61194

Lender

Name	JEAN C POTER
Address	4370 65TH DR, VERO BEACH, FL 32967-6195

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 11, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4370 65th Dr was $2,799 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,799.00 Homeowner's exemption	$210,442	$521,206 Land $106,250 Building $414,956
2023	$2,388.00 (+2.89%)	$198,554 (+3%)	$513,239 (+27.04%) Land $106,250 Building $406,989
2022	$2,321.00	$192,770	$403,992 Land $63,750 Building $340,242

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4370 65th Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 105 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4370 65th Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30