Queen Anne's County property record for 437 Watson Rd, Centreville, MD 21617
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,442 sqft · built 1988 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Jan 1989) |
| Tax Bill | $4,055 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-022099 |
| Primary APN | 03-022099 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,442 sqft Total Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Built-in |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 022099 |
|---|---|
| Street Address | 437 WATSON RD |
| City | CENTREVILLE |
| State | MD |
| Zip | 21617-2313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-1 |
| Legal Description | LOT 17 SECTION II WATSON WOODLANDS |
| Legal Subdivision | WATSONS WOODLANDS |
| Legal Lot Number | 17 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 3, CENTREVILLE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 810400 |
437 Watson Rd is owned and occupied by two individuals who bought it in January 1989.
Source: Queen Anne's County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 437 WATSON RD, CENTREVILLE, MD 21617-2313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 1989 · Amount on File |
| Deed Sale | Jan 6, 1989 · Amount on File |
| Deed Book / Page | 319 / 720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 437 WATSON RD, CENTREVILLE, MD 21617-2313 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Title Company | NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0039070038 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 3907/38 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 437 Watson Rd was $4,055 with a homeowner's exemption.
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,567 | $459,000 Land $155,000 Building $304,000 | |
| 2025 | $4,055.00 Homeowner's exemption | ||
| 2023 | $3,657.00 Homeowner's exemption | $389,067 | $406,700 Land $135,000 Building $271,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 437 Watson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 437 Watson Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
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