437 Wake Robin Dr, Cullowhee, NC 28723 Property Records

Jackson County property record for 437 Wake Robin Dr, Cullowhee, NC 28723

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,840 sqft · built 1997
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Aug 2021)
Tax Bill$1,917 (2025)
Deeds & MortgagesOct 2020 Mortgage
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN7549-40-5293

Property Details

APN / Parcel Number

Primary APN7549-40-5293
Alternative APN
  • 28531

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,840 sqft Heated Area
1st Floor Area2,840 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area87,120 sqft (2 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area77 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address437 WAKE ROBIN DR
CityCULLOWHEE
StateNC
Zip28723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 3A1 WAKE ROBIN DR
Legal SubdivisionALPHONSO AND PAMELA DEGRAFFENREID
Legal Lot Number3A
JurisdictionJACKSON NC
Township / Civil DivisionCULLOWHEE
Census Block Group4
Census Block4012
Census Tract950600

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address437 WAKE ROBIN DR, CULLOWHEE, NC 28723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Aug 17, 2021Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Feb 2, 2018Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2021 · Amount on Record
Deed SaleAug 17, 2021 · Amount on Record
Deed Book / Page2311 / 476
Prior Transfer DateMar 17, 2015
Prior Transfer Doc0020710503
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address437 WAKE ROBIN DR, CULLOWHEE, NC 28723
Transaction TypeMortgage
Record UpdatedOct 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022791517
DateOct 13, 2020
Book Page2279/1517
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateAug 17, 2021
Property Address437 WAKE ROBIN DR, CULLOWHEE, NC 28723
Document Number0023110476
Book / Page2311 / 476
Instrument DateAug 13, 2021
Transaction TypeTransfer
Record UpdatedOct 6, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$850.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1535, CULLOWHEE, NC 28723-1535

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 WAKE ROBIN DR, CULLOWHEE, NC 28723

Mortgage

Document Number0002311479
DateAug 17, 2021
Instrument2311/479
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address437 WAKE ROBIN DR, CULLOWHEE, NC 28723
Document Number0022070821
Book / Page002207 / 000821
Instrument DateFeb 2, 2018
Transaction TypeMortgage
Record UpdatedFeb 14, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 WAKE ROBIN DR CULLOWHEE NC 28723, CULLOWHEE, NC 28723

Mortgage

Document Number0022070821
DateFeb 8, 2018
Book Page002207/000821
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 7, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$504,594 (-) Land $68,080 Building $436,514
2025$1,917.00 (+37.91%)$504,594 (+37.9%) Land $68,080 Building $436,514
2023$1,390.00$365,900 Land $68,740 Building $297,160

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2018–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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