437 W Walnut St, Ladd, IL 61329 Property Records

Bureau County property record for 437 W Walnut St, Ladd, IL 61329

Property Summary

Property TypeSingle Family Home
Lot Size0.287 acres (12,500 sqft)
OwnerIndividual Name on Record
Last Sale$105,500 (Feb 2016)
Tax Bill$4,249 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN18-09-432-012

Property Details

APN / Parcel Number

Primary APN18-09-432-012
Alternative APN
  • 2782

Exterior

Lot Area12,500 sqft (0.287 acres)
Lot Dimensions125 ft deep x 100 ft wide

Location & Zoning

Account Number1809432012
Street Address437 W WALNUT ST
CityLADD
StateIL
Zip61329-9675
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLADD L 1-2 BLK 10 (100 X 125) DOC 16-0534
Legal Range11
Legal Township16
Legal Section09
Legal SubdivisionVILLAGE LADD
Legal Block10
Legal Lot Number1-2
JurisdictionBUREAU IL
Township / Civil DivisionHALL
Census Block Group2
Census Block2005
Census Tract965100

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address437 W WALNUT ST, LADD, IL 61329-9675
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2016 · Amount on Record
Deed SaleFeb 26, 2016 · Amount on Record
Deed Document Number2016634
Prior Transfer DateJan 25, 2016
Prior Transfer Doc2016R00636
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUREAU IL
Property Address437 W WALNUT ST, LADD, IL 61329-9675
Transaction TypeMortgage
Record UpdatedAug 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R03494
DateAug 6, 2021
Instrument2021R03494
Lender
NameFIRST STATE BANK MENDOTA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2041
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBureau County
County SubdivisionHall Township
MunicipalityLadd Village
Secondary School DistrictHall High School District 502 (09 - 12)
Elementary School DistrictLadd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,249.00 (+6.76%) Homeowner's exemption$52,992 (+8.56%) Land $4,408 Building $48,584$158,976 (+8.56%) Land $13,224 Building $145,752
2024$3,980.00 (+6.9%)$48,813 (+6.64%) Land $4,060 Building $44,753$146,439 (+6.64%) Land $12,180 Building $134,259
2023$45,773 Land $3,807 Building $41,966$137,319 Land $11,421 Building $125,898
2022$3,723.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimSep 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLADD
serves 1,263 people · EPA ID IL0110450
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35

May also be available: Nextlink.

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