437 W Root St, Chicago, IL 60609 Property Records

Cook County property record for 437 W Root St, Chicago, IL 60609 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,080 sqft · built 2006
Lot Size	0.071 acres (3,100 sqft)
Owner	Individual Name on File
Last Sale	$385,500 (Jan 2005)
Tax Bill	$6,896 (2023)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-04-122-009`

Property Details

APN / Parcel Number

Primary APN	`20-04-122-009`
Alternative APN	`20-04-122-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,100 sqft (0.071 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	437 W ROOT ST
City	CHICAGO
State	IL
Zip	60609-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(DUNCANS) RESUB OF BLK 5 IN TAYLOR & KREIGHS SUB OF E H NW SEC 04-38-14
Legal Range	14E
Legal Township	38N
Legal Section	04
Legal Subdivision	KREIGHS SUB
Legal Block	5
Legal Lot Number	15
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1017
Census Tract	842600

Owner

Source: Cook County records · APN 20-04-122-009

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	437 W ROOT ST, CHICAGO, IL 60609-2729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 20, 2005 · Amount on Record
Deed Sale	Jan 20, 2005 · Amount on Record
Deed Document Number	200526128
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	437 W ROOT ST, CHICAGO, IL 60609-2729
Document Number	2100513100
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	437 W ROOT ST CHICAGO IL 606092729, CHICAGO, IL 60609-2729

Mortgage

Document Number	2100513100
Date	Jan 05, 2021
Instrument	513100

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 04, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,000 (+22.22%) Land $2,480 Building $41,520	$440,000 (+22.22%) Land $24,800 Building $415,200
2023	$6,896.00 (+2.91%)
2022	$6,701.00 (+2.01%) Homeowner's exemption	$36,000 (-) Land $3,100 Building $32,900	$360,000 (-) Land $31,000 Building $329,000
2021	$6,569.00 Homeowner's exemption	$36,000 Land $3,100 Building $32,900	$360,000 Land $31,000 Building $329,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.