437 W Elwin Rd, Macon, IL 62544 Property Records

Macon County property record for 437 W Elwin Rd, Macon, IL 62544

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,572 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Feb 2022)
Tax Bill	$4,495 (2025)
Deeds & Mortgages	Feb 2022 Sale Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-16-03-400-003`

Property Details

APN / Parcel Number

Primary APN	`17-16-03-400-003`
Alternative APN	`16-03-400-003`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,572 sqft Living Area
1st Floor Area	2,572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	43,560 sqft (1 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	171603400003
Street Address	437 W ELWIN RD
City	MACON
State	IL
Zip	62544-7072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	N 800 W 163.35E1/2 SE1/4 (EX PT FOR RD AS IN 2518/110) 58 17 1 01 0090 000 00
Legal Range	02E
Legal Township	15N
Legal Section	03
Legal Subdivision	THE THIRD PRINCIPAL MERIDICAN
Jurisdiction	MACON IL
Township / Civil Division	SOUTH WHEATLAND
Census Block Group	2
Census Block	2004
Census Tract	2602

Owner

437 W Elwin Rd is owned by two individuals who bought it in February 2022.

Source: Macon County records, as of June 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3130 W ELWIN RD, MACON, IL 62544-7056
Owner Type	Individual
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Warranty Deed, Transfer
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAND OF LINCOLN CU
Jun 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAND OF LINCOLN CU
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAND OF LINCOLN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2022 · Amount on File
Deed Sale	Feb 10, 2022 · Amount on File
Deed Document Number	20221992590
Deed Book / Page	4878 / 492
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Feb 10, 2022
Property Address	437 W ELWIN RD, MACON, IL 62544-7072
Document Number	004878/492
Book / Page	4878 / 492
Map Reference	DOC 1377784
Instrument Date	Feb 9, 2022
Instrument	1992590
Transaction Type	Transfer
Record Updated	Mar 2, 2022

Transaction

Amount	Amount on Record
Tax	$435.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	437 W ELWIN RD, MACON, IL 62544-7072
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4843/197
Date	Aug 13, 2021
Book Page	4843/197
Instrument	1983529

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 12, 2031

Interest

Rate Type	Fixed Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	437 W ELWIN RD, MACON, IL 62544-7072
Transaction Type	Mortgage
Record Updated	May 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4624/395
Date	Jun 1, 2018
Book Page	4624/395
Instrument	1933804

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 31, 2028

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	437 W ELWIN RD, MACON, IL 62544-7072
Transaction Type	Mortgage
Record Updated	May 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4693/898
Date	Aug 26, 2019
Book Page	4693/898
Instrument	1950322

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 25, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 437 W Elwin Rd was $4,495.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	South Wheatland Township
Unified School District	Meridian Community Unit School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,495.00	$68,811 Land $9,040 Building $59,771	$206,454 Land $27,123 Building $179,331

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 437 W Elwin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 W Elwin Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

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