437 W Commerce St, Hernando, MS 38632 Property Records

DeSoto County property record for 437 W Commerce St, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Year BuiltBuilt 1920
Square Footage1,126 sqft Adjusted Area
Lot Size7,064 sqft (0.162 acres)
Tax Bill$1,454.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-08-6-13-89-4-00003-01

Interior

Bedrooms2 Beds
Total Rooms6 Rooms
Building Area1,126 sqft Adjusted Area
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1920
Exterior MaterialComposition/Composite Exterior
Foundation TypeBlock Foundation
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area7,064 sqft (0.162 acres)

Location & Zoning

Street Address437 W COMMERCE ST
CityHERNANDO
StateMS
Zip38632-2102
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWEST STREET MANOR A REV LOT 3 LOT 3B
Legal Range08
Legal Township03
Legal Section13
Legal SubdivisionWEST STREET MANOR A REV LOT 3
Legal Lot Number3B
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup1
Census Block1002
Census Tract71124

Owner

Source: DeSoto County records · APN 3-08-6-13-89-4-00003-01

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address449 W COMMERCE ST, HERNANDO, MS 38632-2102
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2019Deed of Trust, Mortgage
FIRST SECURITY BANK
Jan 02, 2019Deed of Trust, Mortgage
FIRST SECURITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Deed Doc Number0000049175
Record RefreshedJun 08, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address437 W COMMERCE ST, HERNANDO, MS 38632-2102
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004677/217
DateFeb 13, 2019
Book Page4677/217
Lender
NameFIRST SECURITY BANK
TypeBank
AddressBATESVILLE, MS 38606
Agreement
AmountAmount Recorded
Term58 Months
DueDec 21, 2023

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address437 W COMMERCE ST, HERNANDO, MS 38632-2102
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004659/555
DateJan 02, 2019
Book Page4659/555
Lender
NameFIRST SECURITY BANK
TypeBank
AddressBATESVILLE, MS 38606
Agreement
AmountAmount Recorded
Term59 Months
DueDec 21, 2023

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,454.00 (+12.54%)$12,484 (+33.98%) Land $2,250 Building $10,234$83,225 (+33.98%) Land $15,000 Building $68,225
2023$1,292.00$9,318$62,118 Land $15,000 Building $47,118

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