437 W Cherry St, Clyde, OH 43410 Property Records

Sandusky County property record for 437 W Cherry St, Clyde, OH 43410

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,486 sqft · built 1900
Lot Size	0.221 acres (9,627 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,900 (Oct 2021)
Tax Bill	$1,469 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-50-00-0428-01`

Property Details

APN / Parcel Number

Primary APN	`32-50-00-0428-01`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,486 sqft Living Area
1st Floor Area	1,592 sqft
Upper Floors Area	532 sqft
Basement Area	532 sqft
Unfinished Basement	532 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Shingle
Lot Area	9,627 sqft (0.221 acres)
Lot Dimensions	138 ft deep x 70 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	313 sqft
Patio Area	50 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	437 W CHERRY ST
City	CLYDE
State	OH
Zip	43410-1943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	428 PT & 429 PT
Legal Block	1
Legal Lot Number	428
Jurisdiction	SANDUSKY OH
Township / Civil Division	CLYDE
Census Block Group	3
Census Block	3018
Census Tract	962000

Owner

Source: Sandusky County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	437 W CHERRY ST, CLYDE, OH 43410-1943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Line of Credit THE OLD FORT BANKING CO
Oct 12, 2021	Survivorship Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Sep 30, 2003 · Amount on Record
Deed Document Number	20217587
Deed Book / Page	251 / 2882
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Property Address	437 W CHERRY ST, CLYDE, OH 43410-1943
Transaction Type	Mortgage
Record Updated	Nov 29, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 W CHERRY ST, CLYDE, OH 43410-1943

Mortgage

Document Number	250/703
Date	Sep 3, 2021
Book Page	250/703
Instrument	202100006664

Lender

Name	THE OLD FORT BANKING CO
Type	Bank
Address	OLD FORT, OH 44861

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	15 Months
Due	Aug 27, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	SANDUSKY OH
Recording Date	Oct 12, 2021
Property Address	437 W CHERRY ST, CLYDE, OH 43410-1943
Document Number	251/2882
Book / Page	251 / 2882
Instrument Date	Oct 8, 2021
Instrument	202100007587
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	RIT COAST TITLE, TRI COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	437 W CHERRY ST, CLYDE, OH 43410-1943

Mortgage

Document Number	202100007588
Date	Oct 12, 2021
Instrument	202100007588

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Sandusky County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Sandusky County
Municipality	Clyde City
Unified School District	Clyde-Green Springs Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,469.00 (+2.23%)	$39,350 (-) Land $5,990 Building $33,360
2024	$1,437.00 (+12.79%)	$39,350 (+21.38%) Land $5,990 Building $33,360	$112,400 (+21.38%) Land $17,100 Building $95,300
2023	$1,274.00 Homeowner's exemption	$32,420 Land $5,290 Building $27,130
2021			$92,600 Land $15,100 Building $77,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLYDE CITY serves 6,325 people · EPA ID OH7200211
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless, Omni Fiber, Watch TV.

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