437 W 97th Pl, Chicago, IL 60628 Property Records

Cook County property record for 437 W 97th Pl, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 973 sqft · built 1963
Lot Size	0.072 acres (3,150 sqft)
Owner	Individual Name on Record
Tax Bill	$699 (2024)
Deeds & Mortgages	Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-09-123-040`

Property Details

APN / Parcel Number

Primary APN	`25-09-123-040`
Alternative APN	`25-09-123-040-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	973 sqft Living Area
1st Floor Area	973 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1965
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,150 sqft (0.072 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	437 W 97TH PL
City	CHICAGO
State	IL
Zip	60628-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	BLOCKS5-7 10 11&15 E2NW4 S09 T37N R 14E 3P
Legal Range	14E
Legal Township	37N
Legal Section	09
Legal Subdivision	ODELLS ADD EUCLID PARK
Legal Block	5
Legal Lot Number	28
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1031
Census Tract	730500

Owner

Source: Cook County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	437 W 97TH PL, CHICAGO, IL 60628-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	437 W 97TH PL, CHICAGO, IL 60628-1216
Document Number	1701849120
Instrument Date	Dec 19, 2016
Transaction Type	Mortgage
Record Updated	Feb 9, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 W 97TH PL CHICAGO IL 606281216, CHICAGO, IL 60628-1216

Mortgage

Document Number	1701849120
Date	Jan 18, 2017
Instrument	1849120

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$9,401 (-21.65%) Land $2,993 Building $6,408	$94,010 (-21.65%) Land $29,930 Building $64,080
2024	$699.00 (-45.22%)
2023	$1,276.00 (+5.89%)
2022	$1,205.00 (+124.39%) Homeowner's exemption Senior Citizen's exemption	$11,999 (-) Land $2,362 Building $9,637	$119,990 (-) Land $23,620 Building $96,370
2021	$537.00 Homeowner's exemption Senior Citizen's exemption	$11,999 Land $2,362 Building $9,637	$119,990 Land $23,620 Building $96,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,019 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20