Cook County property record for 437 W 38th Pl, Chicago, IL 60609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,829 sqft · built 2010 |
| Lot Size | 0.078 acres (3,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $593,000 (Oct 2014) |
| Tax Bill | $13,978 (2023) |
| Deeds & Mortgages | Aug 2021 Line of Credit Aug 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-33-328-034 |
| Primary APN | 17-33-328-034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,829 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 3,375 sqft (0.078 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 437 W 38TH PL |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60609-1702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD 1024 |
| Legal Subdivision | HANNAHS RESUB |
| Legal Lot Number | 12 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 840000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
437 W 38th Pl is owned and occupied by two individuals who bought it in October 2014.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 437 W 38TH PL, CHICAGO, IL 60609-1702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Jun 12, 2019 | Deed of Trust, Mortgage US BK |
| Aug 2, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Aug 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Oct 26, 2016 | Deed of Trust, Mortgage · Line of Credit CITIBANK |
| Oct 26, 2016 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2014 · Amount on File |
| Deed Sale | Oct 31, 2014 · Amount on File |
| Prior Sale | May 29, 2013 · Amount on File |
| Deed Document Number | 201442067 |
| Prior Transfer Date | Aug 28, 2012 |
| Prior Transfer Doc | 0000022081 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 437 W 38TH PL, CHICAGO, IL 60609-1702 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 437 W 38TH PL, CHICAGO, IL 60609-1702 |
| Document Number | 0023608189 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2123608189 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | NAPERVILLE, IL 60563 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 437 W 38TH PL, CHICAGO, IL 60609-1702 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0023608188 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2123608188 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Rate | 2.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 437 W 38TH PL, CHICAGO, IL 60609-1702 |
| Document Number | 2026121079 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 437 W 38TH PL CHICAGO IL 606091702, CHICAGO, IL 60609-1702 |
| Document Number | 2026121079 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 26121079 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 16, 2035 |
| Rate | 3.12% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 437 W 38TH PL, CHICAGO, IL 60609-1702 |
| Document Number | 1918934006 |
| Instrument Date | Jun 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 437 W 38TH PL CHICAGO IL 606091702, CHICAGO, IL 60609-1702 |
| Document Number | 1918934006 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 18934006 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 7, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 437 W 38TH PL, CHICAGO, IL 60609-1702 |
| Document Number | 1722116167 |
| Instrument Date | Aug 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 437 W 38TH PL CHICAGO IL 606091702, CHICAGO, IL 60609-1702 |
| Document Number | 1722116167 |
|---|---|
| Date | Aug 9, 2017 |
| Instrument | 22116167 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 8, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.74% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 437 W 38TH PL, CHICAGO, IL 60609-1702 |
| Document Number | 1722116166 |
| Instrument Date | Aug 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 437 W 38TH PL CHICAGO IL 606091702, CHICAGO, IL 60609-1702 |
| Document Number | 1722116166 |
|---|---|
| Date | Aug 9, 2017 |
| Instrument | 22116166 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 8, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 437 W 38TH PL, CHICAGO, IL 60609-1702 |
| Document Number | 1703110036 |
| Instrument Date | Oct 26, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 437 W 38TH PL CHICAGO IL 606091702, CHICAGO, IL 60609-1702 |
| Document Number | 1703110036 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 3110036 |
| Name | CITIBANK |
|---|---|
| Type | Federal Savings Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 30, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 437 W 38TH PL, CHICAGO, IL 60609-1702 |
| Document Number | 1703110037 |
| Instrument Date | Oct 26, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 437 W 38TH PL CHICAGO IL 606091702, CHICAGO, IL 60609-1702 |
| Document Number | 1703110037 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 3110037 |
| Name | CITIBANK |
|---|---|
| Type | Federal Savings Bank |
| Address | O FALLON, MO 63368-2240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 30, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,000 Land $18,394 Building $68,606 | $870,000 Land $183,940 Building $686,060 | |
| 2023 | $13,978.00 (+2.75%) | ||
| 2022 | $13,604.00 Homeowner's exemption | $69,563 Land $14,850 Building $54,713 | $695,630 Land $148,500 Building $547,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 437 W 38th Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1997 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 437 W 38th Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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