437 Viola Rd, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 437 Viola Rd, Spring Valley, NY 10977

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,556 sqft · built 1930
Lot Size0.939 acres (40,946 sqft)
Owner2 Individual Names on File
Deeds & MortgagesSep 2018 Mortgage
May 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN392689 49.12-2-55

Property Details

APN / Parcel Number

Primary APN392689 49.12-2-55
Alternative APNs
  • 268904901200020550000000
  • 00456400000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,556 sqft Living Area
1st Floor Area1,492 sqft
2nd Floor Area1,064 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Architectural StyleTraditional
Exterior MaterialWood
Lot Area40,946 sqft (0.939 acres)
Lot Dimensions300 ft deep x 148 ft wide
Garage TypeDetached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
Pool TypeAbove-Ground Pool
PorchPorch
Porch Area525 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceWell

Location & Zoning

Account Number00456400000
Old Parcel Number268904901200020550000000
Street Address437 VIOLA RD
CitySPRING VALLEY
StateNY
Zip10977-2027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-25
Legal DescriptionLOT:55.000 BLK:2 SEC:49.12 DIST:392689 CITY/MUNI/TWP:RAMAPO (TOV)
Legal SubdivisionVIOLA HEIGHTS
Legal Block2
Legal Lot Number55.000
JurisdictionROCKLAND NY
Township / Civil DivisionRAMAPO
Census Block Group2
Census Block2000
Census Tract12112

Owner

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address437 VIOLA RD, SPRING VALLEY, NY 10977-2027
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
May 1, 2018Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Jan 22, 2018Grant Deed, Transfer
YOUR TITLE EXPERTS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 22, 2018
Deed SaleJan 22, 2018
Prior SaleAug 15, 2002
Deed Document Number0020182113
Deed Book / Page2018 / 2113
Record UpdatedJun 8, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address437 VIOLA RD, SPRING VALLEY, NY 10977-2027
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027582
DateSep 20, 2018
Instrument2018-00027582
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueAug 29, 2043
Interest
Rate TypeFixed Rate

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address437 VIOLA RD, SPRING VALLEY, NY 10977-2027
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012815
DateMay 1, 2018
Instrument2018-00012815
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueApr 16, 2043
Interest
Rate TypeFixed Rate

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROCKLAND NY
Recording DateJan 22, 2018
Property Address437 VIOLA RD, SPRING VALLEY, NY 10977-2027
Document Number0000002113
Instrument DateMay 30, 2017
Instrument2113
Transaction TypeTransfer
Record UpdatedFeb 1, 2018
Title CompanyYOUR TITLE EXPERTS

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 VIOLA RD SPRING VALLEY NY 109772027, SPRING VALLEY, NY 10977-2027

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionRamapo Town
Unified School DistrictEast Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$52,600 (-) Land $19,000 Building $33,600$677,835 (+1,188.66%) Land $244,845 Building $432,990
2023$52,600 Land $19,000 Building $33,600$52,600 Land $19,000 Building $33,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile USA
Fixed Wireless
100 / 20

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