437 Underwood Dr, Falling Waters, WV 25419 Property Records

Berkeley County property record for 437 Underwood Dr, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,598 sqft · built 2021
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Tax Bill	$2,954 (2025)
Deeds & Mortgages	Feb 2023 Sale Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-7-0217.0018`

Property Details

APN / Parcel Number

Primary APN	`02-7-0217.0018`
Alternative APNs	`02-02-7-0217.0018` `07244856`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,598 sqft Living Area
1st Floor Area	1,612 sqft

Exterior

Year Built	Built 2021
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	07244856
Street Address	437 UNDERWOOD DR
City	FALLING WATERS
State	WV
Zip	25419-1660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 AC LOT 34 SEC 2B NESTLE WOODS SD
Legal Subdivision	NESTLE WOODS SD
Legal Lot Number	34
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	1
Census Block	1001
Census Tract	971104

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	437 UNDERWOOD DR, FALLING WATERS, WV 25419-1660
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed, Transfer
Aug 2, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage NAVY FCU
Feb 12, 2021	Deed, Transfer · Conventional Mortgage BANK OF CHARLES TOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2023
Deed Sale	Feb 3, 2023
Prior Sale	Aug 2, 2021 · Amount on Record
Deed Document Number	20230003075
Deed Book / Page	1427 / 174
Record Updated	Jun 8, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Feb 3, 2023
Property Address	437 UNDERWOOD DR, FALLING WATERS, WV 25419-1660
Document Number	001427/174
Book / Page	1427 / 174
Map Reference	PC 20 SLS 45-48
Instrument Date	Feb 2, 2023
Instrument	20230003075
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	437 UNDERWOOD DR, FALLING WATERS, WV 25419-1660

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	437 UNDERWOOD DR, FALLING WATERS, WV 25419-1660

August 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Aug 2, 2021
Property Address	437 UNDERWOOD DR, FALLING WATERS, WV 25419-1660
Document Number	001353/368
Book / Page	1353 / 368
Map Reference	PC 20 SL 45-48
Instrument Date	Jul 30, 2021
Instrument	20210028752
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,595.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	437 UNDERWOOD DR, FALLING WATERS, WV 25419-1660

Mortgage

Document Number	003750/611
Date	Aug 2, 2021
Book Page	3750/611
Instrument	20210028753

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Feb 12, 2021
Property Address	437 UNDERWOOD DR, FALLING WATERS, WV 25419-1660
Document Number	001326/649
Book / Page	1326 / 649
Map Reference	PC 20 SL 45-48
Instrument Date	Feb 11, 2021
Instrument	20210005662
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Tax	$481.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003647/228
Date	Feb 12, 2021
Book Page	3647/228
Instrument	20210005663

Lender

Name	BANK OF CHARLES TOWN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,954.00 (-10.29%) Homeowner's exemption	$263,040 (+0.92%) Land $61,260 Building $201,780	$438,400 (+0.92%) Land $102,100 Building $336,300
2023	$3,293.00	$260,640 Land $61,260 Building $199,380	$434,400 Land $102,100 Building $332,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier.

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