437 Twisting River Ln, Geneva, FL 32732 Property Records

Seminole County property record for 437 Twisting River Ln, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,576 sqft · built 2000
Lot Size	1.04 acres (45,490 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (May 2023)
Tax Bill	$6,980 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-21-32-501-0000-0300`

Property Details

APN / Parcel Number

Primary APN	`10-21-32-501-0000-0300`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,576 sqft Living Area
1st Floor Area	1,803 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	45,490 sqft
Garage Area	531 sqft
Porch	Porch
Porch Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	437 TWISTING RIVER LN
City	GENEVA
State	FL
Zip	32732-8705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 RIVERS EDGE PH 1 PB 35 PGS 85 TO 88
Legal Range	32E
Legal Township	21S
Legal Section	10
Legal Subdivision	RIVERS EDGE
Legal Tract	501
Legal Lot Number	30
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3011
Census Tract	21201

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	437 TWISTING RIVER LN, GENEVA, FL 32732-8705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU
May 11, 2023	Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Dec 28, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2023 · Amount on Record
Deed Sale	May 11, 2023 · Amount on Record
Prior Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	2023043215
Deed Book / Page	10437 / 687
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	437 TWISTING RIVER LN, GENEVA, FL 32732-8705
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	PRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 TWISTING RIVER LN, GENEVA, FL 32732-8705

Mortgage

Document Number	0101630242
Date	Feb 4, 2022
Book Page	10163/242
Instrument	2022015219

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Feb 3, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	May 11, 2023
Property Address	437 TWISTING RIVER LN, GENEVA, FL 32732-8705
Document Number	0104370687
Book / Page	10437 / 687
Map Reference	MB 35 PG 85
Instrument Date	Apr 27, 2023
Instrument	2023043215
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	MEDALLION TITLE SERVICES, MEDALLION TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	437 TWISTING RIVER LN, GENEVA, FL 32732-8705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 MANCHESTER CIR, WINTER PARK, FL 32792-6129

Mortgage

Document Number	0010437689
Date	May 11, 2023
Instrument	10437/689

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 28, 2018
Property Address	437 TWISTING RIVER LN, GENEVA, FL 32732-8705
Document Number	0092730826
Book / Page	09273 / 0826
Map Reference	MB 35 PG 85
Instrument Date	Dec 10, 2018
Instrument	2018145040
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,572.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 BLUE CREEK DR, WINTER SPRINGS, FL 32708-5500

Mortgage

Document Number	2018145041
Date	Dec 28, 2018
Instrument	2018145041

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,980.00 (+111.26%)	$511,155 (+92.67%)	$511,155 (+33.44%) Land $180,000 Building $331,155
2023	$3,304.00 (+2.64%) Homeowner's exemption	$265,307 (+3%)	$383,051 (+3.68%) Land $130,000 Building $253,051
2022	$3,219.00 Homeowner's exemption	$257,580	$369,446 Land $119,000 Building $250,446

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	163 (1994–2024)
Claims Outside the SFHA	15 of 163
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 30 claims Tropical Storm Fay, Sep 2008 · 50 claims Hurricane Frances, Sep 2004 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 87% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Nearby Properties on Twisting River Ln

Nearby Streets

All Geneva, FL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures