437 Toftrees Dr, Middletown, DE 19709 Property Records

New Castle County property record for 437 Toftrees Dr, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,760 sqft · built 2009
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$264,979 (Jul 2009)
Tax Bill	$2,606 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-021.00-475`

Property Details

APN / Parcel Number

Primary APN	`23-021.00-475`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,760 sqft Living Area
1st Floor Area	880 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	437 TOFTREES DR
City	MIDDLETOWN
State	DE
Zip	19709-4629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	23C-3
Legal Subdivision	PARKWAY AT SOUTH RIDGE
Legal Lot Number	396
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	3
Census Block	3020
Census Tract	16610

Owner

437 Toftrees Dr is owned and occupied by two individuals who bought it in July 2009.

Source: New Castle County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	437 TOFTREES DR, MIDDLETOWN, DE 19709-4629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Dec 29, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 20, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2009 · Amount on File
Deed Sale	Jul 14, 2009 · Amount on File
Prior Sale	May 9, 2007 · Amount on File
Deed Document Number	200946169
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	437 TOFTREES DR, MIDDLETOWN, DE 19709-4629
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086541
Date	Dec 29, 2023
Instrument	20231229-0086541

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	437 TOFTREES DR, MIDDLETOWN, DE 19709-4629
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086541
Date	Dec 29, 2023
Instrument	20231229-0086541

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	437 TOFTREES DR, MIDDLETOWN, DE 19709-4629
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	GUARANTEED RATE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065680
Date	Aug 7, 2020
Instrument	20200807-0065680

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	437 TOFTREES DR, MIDDLETOWN, DE 19709-4629
Document Number	0000030790
Instrument Date	Apr 20, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	437 TOFTREES DR MIDDLETOWN DE 197094629, MIDDLETOWN, DE 19709-4629

Mortgage

Document Number	0000030790
Date	Apr 29, 2019
Instrument	30790

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	216 Months
Due	Apr 28, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 437 Toftrees Dr was $2,606.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Municipality	Middletown Town
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,606.00	$387,600 Land $79,300 Building $308,300
2024			$322,830
2023	$2,294.00 (+0.17%)	$74,500 (-) Land $4,400 Building $70,100
2022	$2,290.00	$74,500 Land $4,400 Building $70,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 437 Toftrees Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 Toftrees Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Xfinity.

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