Middlesex County and Dracut Town property record for 437 Textile Ave, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,924 sqft · built 1930 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Aug 2014) |
| Tax Bill | $6,254 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:59 L:102 |
| Primary APN | DRAC M:59 L:102 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,924 sqft Living Area |
| Gross Area | 3,548 sqft |
| 1st Floor Area | 900 sqft |
| Basement Area | 1,808 sqft |
| Unfinished Basement | 1,808 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 158416 |
|---|---|
| Street Address | 437 TEXTILE AVE |
| City | DRACUT |
| State | MA |
| Zip | 01826-4424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B1 |
| Legal Lot Number | 102 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 314102 |
Source: Middlesex County and Dracut Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 437 TEXTILE AVE, DRACUT, MA 01826-4424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Dec 15, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LNS |
| Sep 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ALIGN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2014 · Amount on Record |
| Deed Sale | Aug 15, 2014 · Amount on Record |
| Prior Sale | Sep 2, 2009 · Amount on Record |
| Deed Book / Page | 212 / 135 |
| Transfer Doc | 000212-135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 437 TEXTILE AVE, DRACUT, MA 01826-4424 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000317094 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 317094 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 437 TEXTILE AVE, DRACUT, MA 01826-4424 |
| Document Number | 0000308523 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 437 TEXTILE AVE DRACUT MA 018264424, DRACUT, MA 01826-4424 |
| Document Number | 0000308523 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 308523 |
| Name | CALIBER HM LNS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 437 TEXTILE AVE, DRACUT, MA 01826-4424 |
| Document Number | 0000302458 |
| Instrument Date | Sep 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 437 TEXTILE AVE DRACUT MA 018264424, DRACUT, MA 01826-4424 |
| Document Number | 0000302458 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 302458 |
| Name | ALIGN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 10, 2039 |
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,254.00 (+5.45%) | $646,700 (+10.34%) Land $209,500 Building $437,200 | $933,090 (-) |
| 2025 | $5,931.00 (+0.97%) | $586,100 (+4.27%) Land $192,200 Building $393,900 | $933,090 (+8.29%) |
| 2024 | $5,874.00 (+4.39%) | $562,100 (+15.68%) Land $183,000 Building $379,100 | $861,650 |
| 2023 | $5,627.00 | $485,900 Land $159,100 Building $326,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1987–2010) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000 |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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