437 Summit Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 437 Summit Ave, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,040 sqft · built 1901
Lot Size	0.167 acres (7,282 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Dec 2000)
Tax Bill	$2,897 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-002322`

Property Details

APN / Parcel Number

Primary APN	`03-002322`
Alternative APN	`002322`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,040 sqft Total Area

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,282 sqft (0.167 acres)
Lot Dimensions	176 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	453 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	002322
Street Address	437 SUMMIT AVE
City	HAGERSTOWN
State	MD
Zip	21740-6229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMOD
Legal Description	LOT 3 .16 437 SUMMIT AVE
Legal Subdivision	HAGERSTOWN ADD
Legal Lot Number	3
Jurisdiction	WASHINGTON MD
Township / Civil Division	3, HAGERSTOWN
Census Block Group	2
Census Block	2001
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hagerstown City Park Historic District listed 1990 · 210 contributing resources · NRIS 90001017

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	437 SUMMIT AVE, HAGERSTOWN, MD 21740-6229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2000 · Amount on Record
Deed Sale	Dec 8, 2000 · Amount on Record
Prior Sale	Dec 5, 2000 · Amount on Record
Deed Document Number	200012396
Deed Book / Page	1616 / 416
Transfer Doc	0027680075
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	437 SUMMIT AVE, HAGERSTOWN, MD 21740-6229
Document Number	0063260413
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	437 SUMMIT AVE HAGERSTOWN MD 217406229, HAGERSTOWN, MD 21740-6229

Mortgage

Document Number	0063260413
Date	Aug 10, 2020
Book Page	006326/000413

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 9, 2040

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,833 (+10.95%)	$422,500 (+32.86%) Land $46,100 Building $376,400
2025	$2,897.00 (+10.4%)	$318,000 (+23.13%) Land $46,100 Building $271,900	$318,000 (-) Land $46,100 Building $271,900
2024	$2,624.00 (+11.05%)
2023	$2,363.00	$258,267	$318,000 Land $46,100 Building $271,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Xfinity.

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