437 Summa St, West Palm Beach, FL 33405 Property Records

Palm Beach County property record for 437 Summa St, West Palm Beach, FL 33405

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 836 sqft · built 1945
Lot Size	0.116 acres (5,036 sqft)
Owner	Individual Name on Record
Last Sale	$193,000 (Jul 2021)
Tax Bill	$3,714 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-43-44-09-06-000-1550`

Property Details

APN / Parcel Number

Primary APN	`74-43-44-09-06-000-1550`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	836 sqft Living Area
1st Floor Area	836 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,036 sqft (0.116 acres)
Garage Type	Detached
Garage Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	437 SUMMA ST
City	WEST PALM BEACH
State	FL
Zip	33405-4839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF14
Legal Description	WOODLAWN LTS 155 & 156
Legal Range	43E
Legal Township	44S
Legal Section	09
Legal Subdivision	WOODLAWN
Legal Lot Number	155
Jurisdiction	PALM BEACH FL
Township / Civil Division	WEST PALM BEACH
Census Block Group	4
Census Block	4043
Census Tract	3600

Owner

Source: Palm Beach County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5578 W SHADYSIDE CIR, WEST PALM BEACH, FL 33415-2545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 19, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Apr 19, 2017 · Amount on Record
Deed Document Number	2021353771
Deed Book / Page	32733 / 846
Prior Transfer Date	Feb 27, 2013
Prior Transfer Doc	0000094817
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 29, 2021
Property Address	437 SUMMA ST, WEST PALM BEACH, FL 33405-4839
Document Number	0327330846
Book / Page	32733 / 846
Map Reference	MB 10 PG 41
Instrument Date	Jul 13, 2021
Instrument	20210353771
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,351.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 WOODED PATH PL, 23, SPRING, TX 77382-1193

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5578 W SHADYSIDE CIR, WEST PALM BEACH, FL 33415-2545

Mortgage

Document Number	32733848
Date	Jul 29, 2021
Instrument	32733/848

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 19, 2017
Property Address	437 SUMMA ST, WEST PALM BEACH, FL 33405-4839
Document Number	0290290698
Book / Page	29029 / 0698
Map Reference	MB10 PG41
Instrument Date	Apr 18, 2017
Instrument	20170138528
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,130.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3345, WEST PALM BEACH, FL 33402-3345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2362 MARICOPA PL, TORRANCE, CA 90501-2037

Mortgage

Document Number	20170138529
Date	Apr 19, 2017
Instrument	20170138529

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

Interest

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	West Palm Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,714.00 (+6.39%) Homeowner's exemption	$209,498 (+5.99%)	$243,818 (+17.16%) Land $155,040 Building $88,778
2023	$3,491.00 (+1.54%) Homeowner's exemption	$197,664 (+3%)	$208,106 (+8.44%) Land $125,970 Building $82,136
2022	$3,438.00 Homeowner's exemption	$191,907 Land $114,380 Building $77,527	$191,907 Land $114,380 Building $77,527

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	4 (1982–2004)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST PALM BEACH WTP serves 132,000 people · EPA ID FL4501559
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2024 Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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