437 Stearn Dr, Genoa, IL 60135 Property Records

DeKalb County property record for 437 Stearn Dr, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.073 acres (3,178 sqft)
Owner	Company Name on Record
Last Sale	$319,000 (Jun 2026)
Tax Bill	$9,220 (2024)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-25-228-060`

Property Details

APN / Parcel Number

Primary APN	`02-25-228-060`

Exterior

Architectural Style	Condo/Apartment
Lot Area	3,178 sqft (0.073 acres)

Location & Zoning

Account Number	0225228060
Street Address	437 STEARN DR
City	GENOA
State	IL
Zip	60135-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 437 - BLDG 20 - RIVERBEND CONDO HOA
Legal Subdivision	RIVERBEND CONDO
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	4
Census Block	4042
Census Tract	100

Owner

Source: DeKalb County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	417 BORDEN AVE, 1, SYCAMORE, IL 60178-2431
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Executor's Deed, Transfer · Construction Mortgage NONE LISTED ON DOCUMENT
Aug 9, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Aug 9, 2023 · Amount on Record
Deed Document Number	20264630
Record Updated	Sep 20, 2026

June 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 3, 2026
Property Address	437 STEARN DR, GENOA, IL 60135-1454
Document Number	0000004630
Instrument Date	May 27, 2026
Instrument	20264630
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$48,328.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000004631,
Date	Jun 3, 2026
Instrument	20264631

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 29, 2027

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 9, 2023
Property Address	437 STEARN DR, GENOA, IL 60135-1454
Document Number	0000005398
Map Reference	DOC 2020001100
Instrument Date	Jul 25, 2023
Instrument	2023005398
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 STEARN DR, GENOA, IL 60135-1454

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,975 (+47.17%) Land $2,198 Building $122,777	$374,925 (+47.17%) Land $6,594 Building $368,331
2024	$9,220.00
2023		$84,919 (+22,306.07%) Land $1,790 Building $83,129	$254,757 (+22,306.07%) Land $5,370 Building $249,387
2022		$379 Land $379	$1,137 Land $1,137

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stearn Dr

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