Chester County property record for 437 Spruce Dr, Exton, PA 19341
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,310 sqft · built 1987 |
| Lot Size | 0.95 acres (41,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Sep 2019) |
| Tax Bill | $616 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-4H-13 |
| Primary APN | 41-4H-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,310 sqft Living Area |
| Gross Area | 2,710 sqft |
| Basement Area | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 41,400 sqft (0.95 acres) |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 437 SPRUCE DR |
|---|---|
| City | EXTON |
| State | PA |
| Zip | 19341-2022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 97 & DWG |
| Legal Subdivision | WHITFORD VILLAGE |
| Legal Lot Number | 97 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | WEST WHITELAND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 302206 |
Source: Chester County assessment roll, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 437 SPRUCE DR, EXTON, PA 19341-2022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO |
| Sep 26, 2019 | Grant Deed, Transfer · Conventional with PMI NEWREZ LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2019 · Amount on Record |
| Deed Sale | Sep 26, 2019 · Amount on Record |
| Prior Sale | Aug 1, 1987 · Amount on Record |
| Deed Document Number | 201911690487 |
| Deed Book / Page | 10008 / 1640 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 437 SPRUCE DR, EXTON, PA 19341-2022 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0103830070 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 10383/70 |
| Instrument | 11790231 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Sep 26, 2019 |
| Property Address | 437 SPRUCE DR, EXTON, PA 19341-2022 |
| Document Number | 0100081640 |
| Book / Page | 010008 / 001640 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 11690487 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2019 |
| Title Company | ICON LAND TRANSFER LP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,900.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 437 SPRUCE DR EXTON PA 193412022, EXTON, PA 19341-2022 |
| Document Number | 100081644 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 010008/001644 |
| Instrument | 11690488 |
| Name | NEWREZ LLC |
|---|---|
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2049 |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | West Whiteland Township |
| Unified School District | West Chester Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $616.00 (-89.48%) | $201,920 (-) Land $47,350 Building $154,570 | $201,920 (-) Land $47,350 Building $154,570 |
| 2024 | $5,853.00 | $201,920 Land $47,350 Building $154,570 | |
| 1998 | $201,920 Land $47,350 Building $154,570 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA UWCHLAN private · serves 35,518 people · EPA ID PA1150035 |
|---|---|
| Water Source | Purchased surface water from AQUA PA MAIN SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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