437 Settlement Ln, Carbondale, CO 81623 Property Records

Garfield County property record for 437 Settlement Ln, Carbondale, CO 81623

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,393 sqft · built 2017
Lot Size	0.169 acres (7,375 sqft)
Owner	2 Individual Names on File
Last Sale	$2,650,000 (Oct 2024)
Tax Bill	$14,328 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jul 2023 Mortgage + 4 more
APN	`R580475`

Property Details

APN / Parcel Number

Primary APN	`R580475`
Alternative APN	`246303211042`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,393 sqft Heated Area
1st Floor Area	482 sqft
Basement Area	950 sqft
Finished Basement	1,432 sqft
Unfinished Basement	1,432 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stone
Construction Type	Metal Frame
Roof Type	Gable
Lot Area	7,375 sqft (0.169 acres)
Garage Area	1 sqft
Porch	Slab
Porch Area	80 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R580475
Street Address	437 SETTLEMENT LN
City	CARBONDALE
State	CO
Zip	81623-2195
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 3 TOWNSHIP: 8 RANGE: 88 SUBDIVISION: RIVER VALLEY RANCH PH IV BLOCK: A LOT: 42 7275 SQUARE FEET
Legal Range	88
Legal Township	08
Legal Section	03
Legal Subdivision	RIVER VALLEY RANCH PH IV
Legal Phase	ASE15
Legal Block	A
Legal Lot Number	4
Jurisdiction	GARFIELD CO
Township / Civil Division	GLENWOOD SPRINGS
Census Block Group	2
Census Block	2016
Census Tract	951804

Owner

437 Settlement Ln is owned by two individuals who bought it in October 2024.

Source: Garfield County records, as of April 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6336 MAISON PRIVEE CV, MEMPHIS, TN 38120-4221
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Intrafamily Transfer, Transfer
Jul 24, 2023	Quit Claim Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 9, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MTG
Jul 12, 2017	Trustee's Deed, Construction Loan · Line of Credit ALPINE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2024 · Amount on File
Deed Sale	Oct 11, 2024 · Amount on File
Prior Sale	Mar 9, 2021 · Amount on File
Deed Document Number	20241000793
Prior Transfer Date	Jul 17, 2023
Prior Transfer Doc	0000987917
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARFIELD CO
Recording Date	Jul 24, 2023
Property Address	437 SETTLEMENT LN, CARBONDALE, CO 81623-2195
Document Number	0000987917
Map Reference	DOC 525880
Instrument Date	Jul 17, 2023
Instrument	987917
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 SETTLEMENT LN, CARBONDALE, CO 81623-2195

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARFIELD CO
Recording Date	Jul 24, 2023
Property Address	437 SETTLEMENT LN, CARBONDALE, CO 81623-2195
Document Number	0000987914
Map Reference	DOC 525880
Instrument Date	Jun 27, 2023
Instrument	987914
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	437 SETTLEMENT LANE, ARGYLE, GA 31623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 SETTLEMENT LANE, ARGYLE, GA 31623

Mortgage

Document Number	0000987916
Date	Jul 24, 2023
Instrument	987916

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	437 SETTLEMENT LN, CARBONDALE, CO 81623-2195
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000908027
Date	Jun 15, 2018
Instrument	908027

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD CO
Recording Date	Mar 9, 2021
Property Address	437 SETTLEMENT LN, CARBONDALE, CO 81623-2195
Document Number	0000951819
Instrument Date	Mar 8, 2021
Instrument	951819
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.05
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2369 S SAINT PAUL ST, DENVER, CO 80210-5515

Mortgage

Document Number	0000951821
Date	Mar 9, 2021
Instrument	951821

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	437 SETTLEMENT LN, CARBONDALE, CO 81623-2195
Document Number	0000935308
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 SETTLEMENT LN CARBONDALE CO 816232195, CARBONDALE, CO 81623-2195

Mortgage

Document Number	0000935308
Date	May 13, 2020
Instrument	935308

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GARFIELD CO
Recording Date	Jul 12, 2017
Property Address	437 SETTLEMENT LN, CARBONDALE, CO 81623-2195
Instrument Date	Jun 1, 2017
Instrument	894617
Transaction Type	Construction Loan
Record Updated	Aug 24, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 SETTLEMENT LN CARBONDALE CO 816232195, CARBONDALE, CO 81623-2195

Mortgage

Document Number	0000894617
Date	Jul 12, 2017
Instrument	894617

Lender

Name	ALPINE BK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 11, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 437 Settlement Ln was $14,328, up 29.7% from the year before.

Source: Garfield County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Garfield County
Municipality	Carbondale Town
Unified School District	Roaring Fork School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,328.00 (+29.72%)	$163,370 (+19.3%) Land $29,690 Building $133,680	$2,613,950 (+27.89%) Land $475,000 Building $2,138,950
2024	$11,045.00 (+2.41%)	$136,940 (-) Land $26,100 Building $110,840	$2,043,900 (-) Land $389,520 Building $1,654,380
2023	$10,785.00 (+46.34%)	$136,940 (+62.16%) Land $26,100 Building $110,840	$2,043,900 (+68.2%) Land $389,520 Building $1,654,380
2022	$7,370.00	$84,450 Land $7,990 Building $76,460	$1,215,170 Land $115,000 Building $1,100,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 437 Settlement Ln; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 Settlement Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARBONDALE serves 6,700 people · EPA ID CO0123167
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Kellin Communications Fixed Wireless	1,000 / 220
Pathfinder Fixed Wireless	750 / 425
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ting.

Nearby Properties on Settlement Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures