St. Johns County property record for 437 Segovia Rd, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1977 |
| Lot Size | 0.28 acres (12,196 sqft) |
| Owner | Individual Name on File |
| Last Sale | $144,000 (May 2017) |
| Tax Bill | $850 (2025) |
| Deeds & Mortgages | Sep 2021 Reverse Mortgage May 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 237500-0000 |
| Primary APN | 237500-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,196 sqft (0.28 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Carport |
| Garage Area | 296 sqft |
| Carport | Carport |
| Carport Area | 296 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 250 sqft |
| Deck Area | 180 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 437 SEGOVIA RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-6451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 8-49 ST AUG SOUTH UT 14 LOTS 3887 & 3888 & PT OF FP&L PARCEL LYING E OR4372/111 & 5649/1772(Q/C) &5760/955(Q/C) |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 38 |
| Legal Subdivision | ST. AUGUSTINE SOUTH UNIT 14 |
| Legal Block | 14 |
| Legal Lot Number | 3887 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 21302 |
Source: St. Johns County records · APN 237500-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 437 SEGOVIA RD, SAINT AUGUSTINE, FL 32086-6451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 08, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| May 19, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 17, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| May 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 10, 2017 · Amount on Record |
| Deed Sale | May 10, 2017 · Amount on Record |
| Prior Sale | Apr 30, 2007 · Amount on Record |
| Deed Document Number | 201732516 |
| Deed Book / Page | 4372 / 111 |
| Last Transfer Date | Feb 17, 2023 |
| Transfer Doc | 0057600955 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 437 SEGOVIA RD, SAINT AUGUSTINE, FL 32086-6451 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | FNC TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 437 SEGOVIA RD, SAINT AUGUSTINE, FL 32086-6451 |
| Document Number | 0053621626 |
|---|---|
| Date | Sep 08, 2021 |
| Book Page | 5362/1626 |
| Instrument | 2021098478 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 949 Months |
| Due | Oct 06, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.99% |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 19, 2023 |
| Property Address | 437 SEGOVIA RD, SAINT AUGUSTINE, FL 32086-6451 |
| Document Number | 0057600955 |
| Book / Page | 5760 / 955 |
| Map Reference | MB 8 PG 49 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 2023038639 |
| Transaction Type | Transfer |
| Record Updated | Jun 05, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 437 SEGOVIA RD, ST AUGUSTINE, FL 32086-6451 |
| Name | Verified Name |
|---|---|
| Address | 437 SEGOVIA RD, ST AUGUSTINE, FL 32086-6451 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 17, 2022 |
| Property Address | 437 SEGOVIA RD, SAINT AUGUSTINE, FL 32086-6451 |
| Document Number | 0056491772 |
| Book / Page | 5649 / 1772 |
| Map Reference | MB 8 PG 49 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 2022096839 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 437 SEGOVIA RD, 437, ST AUGUSTINE, FL 32086-6451 |
| Name | Verified Name |
|---|---|
| Address | 437 SEGOVIA RD, ST AUGUSTINE, FL 32086-6451 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 437 SEGOVIA RD, SAINT AUGUSTINE, FL 32086-6451 |
| Document Number | 0048041799 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 437 SEGOVIA RD ST AUGUSTINE FL 320866451, ST AUGUSTINE, FL 32086-6451 |
| Document Number | 0048041799 |
|---|---|
| Date | Oct 01, 2019 |
| Book Page | 004804/001799 |
| Instrument | 72703 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 10, 2017 |
| Property Address | 437 SEGOVIA RD, SAINT AUGUSTINE, FL 32086-6451 |
| Document Number | 0043720111 |
| Book / Page | 4372 / 0111 |
| Map Reference | MB8 PG49 |
| Instrument Date | May 09, 2017 |
| Instrument | 2017032516 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ACTION TITLE SVCS OF ST JOHN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,008.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4603 35TH CT E, 4603, BRADENTON, FL 34203-3910 |
| Name | Verified Name |
|---|---|
| Address | 437 SEGOVIA RD, SAINT AUGUSTINE, FL 32086-6451 |
| Document Number | 2017032517 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 2017032517 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,211 (+2.7%) | $242,113 (+1.9%) Land $106,000 Building $136,113 | |
| 2025 | $850.00 (+27.82%) Homeowner's exemption Senior Citizen's exemption | $102,445 (+5.99%) | $237,596 (-0.13%) Land $108,160 Building $129,436 |
| 2024 | $665.00 (+0.91%) | ||
| 2023 | $659.00 (+4.44%) Homeowner's exemption Senior Citizen's exemption | $96,658 (+3%) | $237,894 (+11.6%) Land $108,160 Building $129,734 |
| 2022 | $631.00 Homeowner's exemption Senior Citizen's exemption | $93,843 | $213,160 Land $72,800 Building $140,360 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 18 (1992–2023) |
| Claims Outside the SFHA | 18 of 18 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 502 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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