Bradford County property record for 437 SE 44th St, Keystone Heights, FL 32656
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,610 sqft · built 1980 |
| Lot Size | 0.385 acres (16,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Jun 2006) |
| Tax Bill | $1,345 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit Jan 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05906-0-00000 |
| Primary APN | 05906-0-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,610 sqft Living Area |
| Gross Area | 2,272 sqft |
| 1st Floor Area | 1,610 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,761 sqft (0.385 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Porch | Florida Room |
| Utility Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 437 SE 44TH ST |
|---|---|
| City | KEYSTONE HEIGHTS |
| State | FL |
| Zip | 32656-6258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24 8S 22 LOT 6 OF KCE REPLAT |
| Legal Range | 22E |
| Legal Township | 08S |
| Legal Section | 24 |
| Legal Subdivision | KCE REPLAT OF PORT |
| Legal Lot Number | 6 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | HAMPTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 301 |
Source: Bradford County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 437 SE 44TH ST, KEYSTONE HEIGHTS, FL 32656-6258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2021 | Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK |
| Jan 3, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2006 · Amount on Record |
| Deed Sale | Jun 14, 2006 · Amount on Record |
| Deed Document Number | 2006196404 |
| Deed Book / Page | 1158 / 404 |
| Last Transfer Date | Mar 27, 2023 |
| Transfer Doc | 0000002802 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 437 SE 44TH ST, KEYSTONE HEIGHTS, FL 32656-6258 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 437 SE 44TH ST, KEYSTONE HEIGHTS, FL 32656-6258 |
| Document Number | 0004000127 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 1879/466 |
| Instrument | 202104000127 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 10, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Jan 3, 2023 |
| Property Address | 437 SE 44TH ST, KEYSTONE HEIGHTS, FL 32656-6258 |
| Document Number | 202204011851 |
| Book / Page | 2006 / 36 |
| Map Reference | MB 3 PG 51 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 202204011851 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 437 SE 44TH ST, KEYSTONE HEIGHTS, FL 32656-6258 |
Source: Bradford County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,345.00 (+18.09%) Homeowner's exemption | $109,638 (+2.9%) | $144,984 (+3.86%) Land $32,000 Building $112,984 |
| 2024 | $1,139.00 (+4.02%) Homeowner's exemption | $106,548 (+3%) | $139,593 (+2.83%) Land $30,000 Building $109,593 |
| 2023 | $1,095.00 (+8.96%) Homeowner's exemption | $103,445 (+3%) | $135,745 (+13.31%) Land $25,000 Building $110,745 |
| 2022 | $1,005.00 Homeowner's exemption | $100,432 | $119,796 Land $22,000 Building $97,796 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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