Erie County and Lancaster Town property record for 437 Schwartz Rd, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,430 sqft · built 1988 |
| Lot Size | 7.82 acres (340,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,120 (2026) |
| Deeds & Mortgages | Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 117.00-3-35.3 |
| Primary APN | 145289 117.00-3-35.3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| 1st Floor Area | 1,430 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 340,000 sqft (7.82 acres) |
| Lot Dimensions | 3,400 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Water Source | Commercial |
| Street Address | 437 SCHWARTZ RD |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 3 |
| Legal Lot Number | 35.300 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14206 |
437 Schwartz Rd is owned and occupied by an individual.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 437 SCHWARTZ RD, LANCASTER, NY 14086-9643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 437 SCHWARTZ RD, LANCASTER, NY 14086-9643 |
| Document Number | 0139158319 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 437 SCHWARTZ RD LANCASTER NY 140869643, LANCASTER, NY 14086-9643 |
| Document Number | 0139158319 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 013915/008319 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 437 Schwartz Rd was $6,120 with a homeowner's exemption, up 1.8% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,120.00 (+1.8%) Homeowner's exemption | ||
| 2025 | $6,012.00 (+1.73%) | $225,000 (-) Land $94,000 Building $131,000 | $351,563 (+12.5%) Land $146,875 Building $204,688 |
| 2024 | $5,910.00 Homeowner's exemption | $225,000 (-) Land $94,000 Building $131,000 | $312,500 (+4.17%) Land $130,556 Building $181,944 |
| 2023 | Homeowner's exemption | $225,000 Land $94,000 Building $131,000 | $300,000 Land $125,333 Building $174,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 437 Schwartz Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 437 Schwartz Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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