437 S Pearl St, Denver, CO 80209 Property Records

Denver City property record for 437 S Pearl St, Denver, CO 80209

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,307 sqft · built 1900
Lot Size	0.072 acres (3,120 sqft)
Owner	Individual Name on File
Last Sale	$730,000 (Jan 2025)
Tax Bill	$4,570 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Jan 2025 Sale & Mortgage + 1 more
APN	`05151-14-025-000`

Property Details

APN / Parcel Number

Primary APN	`05151-14-025-000`
Alternative APNs	`680415114025` `161354501`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,307 sqft Living Area
1st Floor Area	865 sqft
Upper Floors Area	442 sqft
Basement Area	785 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2012
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	3,120 sqft (0.072 acres)
Garage Type	Detached
Garage Area	400 sqft
Porch	Open Frame Porch
Porch Area	157 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	437 S PEARL ST
City	DENVER
State	CO
Zip	80209-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-SU-B
Legal Description	LOT 39 BLK 108 BYERS EAST SUB
Legal Subdivision	BYERS EAST SUB
Legal Block	108
Legal Lot Number	39
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1011
Census Tract	2901

Owner

437 S Pearl St is owned and occupied by an individual who bought it in January 2025.

Source: Denver City records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	437 S PEARL ST, DENVER, CO 80209-2021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jan 3, 2025	Special Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN TRUST BANK
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2025 · Amount on File
Deed Sale	Jan 3, 2025 · Amount on File
Prior Sale	Aug 6, 2013 · Amount on File
Deed Document Number	2025446
Prior Transfer Date	Oct 13, 2003
Prior Transfer Doc	0000224704
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	437 S PEARL ST, DENVER, CO 80209-2021
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 S PEARL ST, DENVER, CO 80209-2021

Mortgage

Document Number	0000021254
Date	Feb 8, 2021
Instrument	2021021254

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Jan 3, 2025
Property Address	437 S PEARL ST, DENVER, CO 80209-2021
Document Number	0000000446
Instrument Date	Dec 27, 2024
Instrument	2025000446
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	FIRST ALLIANCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 S PEARL ST, DENVER, CO 80209-2021

Mortgage

Document Number	0000000447
Date	Jan 3, 2025
Instrument	2025000447

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	437 S PEARL ST, DENVER, CO 80209-2021
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 S PEARL ST, DENVER, CO 80209-2021

Mortgage

Document Number	0000187802
Date	Nov 10, 2020
Instrument	2020187802

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 437 S Pearl St was $4,570.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,570.00	$59,750 Land $27,570 Building $27,570	$847,500 Land $391,100 Building $456,400
2023	$3,761.00	$48,550 (+22.45%) Land $19,610 Building $28,940	$779,600 (+36.65%) Land $347,700 Building $431,900
2022		$39,650 Land $21,140 Building $18,510	$570,500 Land $304,200 Building $266,300
2021	$3,043.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 437 S Pearl St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 437 S Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,065 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Google Fiber, Starry, WiFiHood.

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