437 S Earlham St, Orange, CA 92869 Property Records

Orange County property record for 437 S Earlham St, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,542 sqft · built 1975
Lot Size	0.164 acres (7,140 sqft)
Owner	Company Name on Record
Last Sale	$570,000 (Oct 2004)
Tax Bill	$8,745 (2025)
Deeds & Mortgages	Jun 2018 Second Mortgage Jan 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`392-113-04`

Property Details

APN / Parcel Number

Primary APN	`392-113-04`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,542 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	7,140 sqft (0.164 acres)
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	437 S EARLHAM ST
City	ORANGE
State	CA
Zip	92869-4907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 8716 BLK LOT 30
Legal Subdivision	TRACT NO 8716
Legal Tract	8716
Legal Lot Number	30
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2000
Census Tract	21914

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	437 S EARLHAM ST, ORANGE, CA 92869-4907
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Aug 31, 2020	Correction Deed, Transfer NOT AVAILABLE
Aug 31, 2020	Correction Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG LLC
May 21, 2020	Correction Deed, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA
May 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2004 · Amount on Record
Deed Sale	Oct 15, 2004 · Amount on Record
Prior Sale	Aug 18, 1997 · Amount on Record
Deed Document Number	2004934822
Last Transfer Date	Aug 26, 2020
Transfer Doc	0000453694
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	437 S EARLHAM ST, ORANGE, CA 92869-4907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000206405
Date	Jun 6, 2018
Instrument	2018000206405

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 6, 2033

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	437 S EARLHAM ST, ORANGE, CA 92869-4907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026332
Date	Jan 22, 2020
Instrument	2020000026332

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

August 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 31, 2020
Property Address	437 S EARLHAM ST, ORANGE, CA 92869-4907
Document Number	0000453696
Instrument Date	Aug 26, 2020
Instrument	453696
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	437 S EARLHAM ST ORANGE CA 928694907, ORANGE, CA 92869-4907

August 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 31, 2020
Property Address	437 S EARLHAM ST, ORANGE, CA 92869-4907
Document Number	0000453694
Instrument Date	Aug 26, 2020
Instrument	453694
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	437 S EARLHAM ST ORANGE CA 928694907, ORANGE, CA 92869-4907

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	437 S EARLHAM ST, ORANGE, CA 92869-4907
Document Number	0000453695
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	437 S EARLHAM ST ORANGE CA 928694907, ORANGE, CA 92869-4907

Mortgage

Document Number	0000453695
Date	Aug 31, 2020
Instrument	453695

Lender

Name	STEARNS LNDG LLC
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

May 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ORANGE CA
Recording Date	May 21, 2020
Property Address	437 S EARLHAM ST, ORANGE, CA 92869-4907
Document Number	0000231553
Instrument Date	May 16, 2020
Instrument	231553
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	437 S EARLHAM ST ORANGE CA 928694907, ORANGE, CA 92869-4907

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 21, 2020
Property Address	437 S EARLHAM ST, ORANGE, CA 92869-4907
Document Number	0000231551
Map Reference	MB 349 PG 31-34
Instrument Date	May 16, 2020
Instrument	2020000231551
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	437 S EARLHAM ST, ORANGE, CA 92869-4907

Mortgage

Document Number	0000231552
Date	May 21, 2020
Instrument	2020000231552

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$810,269 (+2%) Land $590,437 Building $219,832
2025	$8,745.00 (+4.57%) Homeowner's exemption	$794,382 (+4.04%) Land $578,860 Building $215,522
2023	$8,363.00 (+1.98%) Homeowner's exemption	$763,536 Land $556,382 Building $207,154
2022	$8,201.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1994)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cityside Fiber, Cosmo Network Solutions, GeoLinks.

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