DuPage County property record for 437 S Ardmore Ter, Addison, IL 60101
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,419 sqft · built 1962 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,000 (Jan 2018) |
| Tax Bill | $8,128 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-33-203-031 |
| Primary APN | 03-33-203-031 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,419 sqft Living Area |
| 1st Floor Area | 1,109 sqft |
| 2nd Floor Area | 673 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 12 ft deep x 6.3 ft wide |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 437 S ARDMORE TER |
|---|---|
| City | ADDISON |
| State | IL |
| Zip | 60101-4188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | PIONEER SQUARE UNIT 8 |
| Legal Subdivision | PIONEER SQUARE |
| Legal Lot Number | 316 |
| Legal Unit | 8 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | ADDISON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 846701 |
437 S Ardmore Ter is owned and occupied by two individuals who bought it in January 2018.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 437 S ARDMORE TER, ADDISON, IL 60101-4188 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC |
| Apr 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 5, 2018 | Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2018 · Amount on File |
| Deed Sale | Jan 5, 2018 · Amount on File |
| Prior Sale | Sep 22, 2009 · Amount on File |
| Deed Document Number | 20181660 |
| Prior Transfer Date | Feb 25, 2003 |
| Prior Transfer Doc | 0000193960 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 437 S ARDMORE TER, ADDISON, IL 60101-4188 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000114195 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | R2021-114195 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 437 S ARDMORE TER, ADDISON, IL 60101-4188 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000042464 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | R2020-042464 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | Feb 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jan 5, 2018 |
| Property Address | 437 S ARDMORE TER, ADDISON, IL 60101-4188 |
| Document Number | 0000001660 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 1660 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $328.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 437 S ARDMORE TER ADDISON IL 601014188, ADDISON, IL 60101-4188 |
| Document Number | 1661 |
|---|---|
| Date | Jan 5, 2018 |
| Instrument | 1661 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 4, 2048 |
| Rate | 3.75% |
|---|
The 2025 property tax bill for 437 S Ardmore Ter was $8,128 with a veteran's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Addison Village |
| County | DuPage County |
| County Subdivision | Addison Township |
| Elementary School District | Addison School District 4 (PK - 08) |
| Secondary School District | DuPage High School District 88 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,128.00 | $137,080 Land $38,698 Building $98,382 | $411,240 Land $116,094 Building $295,146 |
| 2022 | $7,624.00 Homeowner's exemption | $109,520 Land $30,660 Building $78,860 | $328,560 Land $91,980 Building $236,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 437 S Ardmore Ter in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 15 (1978–2013) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 437 S Ardmore Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADDISON serves 38,017 people · EPA ID IL0430050 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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