437 S 45th Dr, Yuma, AZ 85364 Property Records

Yuma County property record for 437 S 45th Dr, Yuma, AZ 85364

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.232 acres (10,124 sqft)
Owner	2 Individual Names on File
Last Sale	$379,973 (Dec 2025)
Tax Bill	$745 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`631-55-046`

Property Details

APN / Parcel Number

Primary APN	`631-55-046`
Alternative APN	`R0087763`

Exterior

Lot Area	10,124 sqft (0.232 acres)
View / Lot	Interior

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0087763
Street Address	437 S 45TH DR
City	YUMA
State	AZ
Zip	85364-2478
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-MH
Legal Description	SUBDIVISION: CITRUS SPRINGS LOT: 46 SECTION: 24 TOWNSHIP: 08S RANGE: 24W
Legal Range	24W
Legal Township	08S
Legal Section	24
Legal Subdivision	CITRUS SPRINGS
Legal Lot Number	46
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	1
Census Block	1008
Census Tract	402

Owner

437 S 45th Dr, residential vacant land, is owned and occupied by two individuals who bought it in December 2025.

Source: Yuma County records, as of April 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	437 S 45TH DR, YUMA, AZ 85364-2478
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Warranty Deed, Subdivision Related Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP
Oct 4, 2017	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2025 · Amount on File
Deed Sale	Dec 31, 2025 · Amount on File
Prior Sale	Mar 14, 2025 · Amount on File
Deed Document Number	202531951
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Dec 31, 2025
Property Address	437 S 45TH DR, YUMA, AZ 85364-2478
Document Number	0000031951
Map Reference	MB 24 PG 77&78
Instrument Date	Dec 22, 2025
Instrument	2025-31951
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 10, 2026
Title Company	BLUEINK TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1023 W 33RD ST, YUMA, AZ 85365-4010

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 16073, SAN LUIS, AZ 85349-6959

Mortgage

Document Number	0000031952
Date	Dec 31, 2025
Instrument	2025-31952

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Oct 4, 2017
Property Address	437 S 45TH DR, YUMA, AZ 85364-2478
Document Number	0000025040
Instrument Date	Sep 30, 2017
Instrument	25040
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$37.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3671 SOMERTON AZ 853503671, SOMERTON, AZ 85350-3671

Tax Assessment & Valuation

The 2025 property tax bill for 437 S 45th Dr was $745.

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Municipality	Yuma City
Elementary School District	Crane Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,196 (+5%) Land $6,196	$114,750 (+91.25%) Land $114,750
2025	$745.00	$5,901 Land $5,901	$60,000 Land $60,000
2023	$687.00	$5,352 Land $5,352	$43,000 Land $43,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 437 S 45th Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 S 45th Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YUMA serves 103,264 people · EPA ID AZ0414024
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine dioxide resolved · Mar 2022
Treatment and Procedure	Organic carbon removal Oct 2021
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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