437 Ryan Ter, San Ramon, CA 94583 Property Records

Contra Costa County property record for 437 Ryan Ter, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,946 sqft · built 2016
Lot Size	0.025 acres (1,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$944,000 (Jul 2026)
Tax Bill	$11,337 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`208-800-022-5`

Property Details

APN / Parcel Number

Primary APN	`208-800-022-5`
Alternative APN	`208-800-022`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,946 sqft Living Area
1st Floor Area	791 sqft
2nd Floor Area	837 sqft
Basement Area	318 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Lot Area	1,068 sqft (0.025 acres)
Garage Type	Attached
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	437 RYAN TER
City	SAN RAMON
State	CA
Zip	94583-1539
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T9323 L1 U22
Legal Subdivision	SUBDIVISION 9323 BLDG 8
Legal Tract	9323
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	345205

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	437 RYAN TER, SAN RAMON, CA 94583-1539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 2, 2019	Deed of Trust, Mortgage · ARM SUMMIT MORTGAGE BANKERS INC
Feb 22, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Jan 3, 2017 · Amount on Record
Deed Document Number	202670647
Prior Transfer Date	Feb 18, 2017
Prior Transfer Doc	0000032236
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 6, 2026
Property Address	437 RYAN TER, SAN RAMON, CA 94583-1539
Document Number	0000070647
Instrument Date	Jul 2, 2026
Instrument	202670647
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104,878.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070648,
Date	Jul 6, 2026
Instrument	202670648

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	437 RYAN TER, SAN RAMON, CA 94583-1539
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 RYAN TER, SAN RAMON, CA 94583-1539

Mortgage

Document Number	0000024990
Date	Jan 27, 2021
Instrument	2021-024990

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	437 RYAN TER, SAN RAMON, CA 94583-1539
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121695
Date	Aug 2, 2019
Instrument	2019-121695

Lender

Name	SUMMIT MORTGAGE BANKERS INC
Type	Mortgage Company
Address	FLUSHING, NY 11354

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 22, 2017
Property Address	437 RYAN TER, SAN RAMON, CA 94583-1539
Document Number	0000032236
Instrument Date	Feb 18, 2017
Instrument	32236
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	437 RYAN TER SAN RAMON CA 945831539, SAN RAMON, CA 94583-1539

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$887,841 (+2%) Land $473,516 Building $414,325
2025	$11,337.00 (+4.15%) Homeowner's exemption	$870,433 (+4.04%) Land $464,232 Building $406,201
2023	$10,885.00 (+1.01%) Homeowner's exemption	$836,635 Land $446,206 Building $390,429
2022	$10,776.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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