437 Rolling Rd, Sperryville, VA 22740 Property Records

Rappahannock County property record for 437 Rolling Rd, Sperryville, VA 22740

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,157 sqft · built 2005
Lot Size	10.1 acres (440,740 sqft)
Owner	2 Individual Names on Record
Last Sale	$870,000 (Apr 2024)
Tax Bill	$3,799 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47 13`

Property Details

APN / Parcel Number

Primary APN	`47 13`
Alternative APNs	`0 47 13` `4457`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,157 sqft Total Area
Gross Area	5,152 sqft
1st Floor Area	2,145 sqft
Basement Area	536 sqft
Finished Basement	536 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	440,740 sqft (10.1 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	161 sqft
Deck Area	Deck Area
Patio Area	113 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Connected

Location & Zoning

Account Number	4457
Street Address	437 ROLLING RD
City	SPERRYVILLE
State	VA
Zip	22740-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10.1176 ACS 2024 #247 ROS 2022 #870 2023 WILL #53 2002 #647 2007 #1348 & 1349
Jurisdiction	RAPPAHANNOCK VA
Township / Civil Division	PIEDMONT
Census Block Group	2
Census Block	2067
Census Tract	950200

Owner

Source: Rappahannock County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	437 ROLLING RD, SPERRYVILLE, VA 22740-2315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage COASTAL LENDING GROUP LLC
Apr 5, 2024	Deed, Transfer · Conventional Mortgage COASTAL LENDING GROUP LLC
Jul 20, 2022	Deed, Transfer · Conventional Mortgage UBS BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2024 · Amount on Record
Deed Sale	Apr 5, 2024 · Amount on Record
Prior Sale	Jul 20, 2022 · Amount on Record
Deed Document Number	2024247
Prior Transfer Date	Aug 13, 2007
Prior Transfer Doc	0000001348
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	437 ROLLING RD, SPERRYVILLE, VA 22740-2315
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000943
Date	Dec 1, 2025
Instrument	250000943

Lender

Name	COASTAL LENDING GROUP LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	RAPPAHANNOCK VA
Recording Date	Apr 5, 2024
Property Address	437 ROLLING RD, SPERRYVILLE, VA 22740-2315
Document Number	0000000247
Instrument Date	Apr 4, 2024
Instrument	240000247
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	COBALT SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Tax	$435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	437 ROLLING RD, SPERRYVILLE, VA 22740-2315

Mortgage

Document Number	0000000248
Date	Apr 5, 2024
Instrument	240000248

Lender

Name	COASTAL LENDING GROUP LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RAPPAHANNOCK VA
Recording Date	Jul 20, 2022
Property Address	437 ROLLING RD, SPERRYVILLE, VA 22740-2315
Document Number	0000000870
Map Reference	MB 197 PG 504
Instrument Date	Jul 18, 2022
Instrument	220000870
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 ROLLING RD, SPERRYVILLE, VA 22740-2315

Mortgage

Document Number	0000000871
Date	Jul 20, 2022
Instrument	220000871

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9%
Index	Other
Margin	3
Max Rate	14%

Tax Assessment & Valuation

Source: Rappahannock County assessment roll, as of January 30, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rappahannock County
Unified School District	Rappahannock County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,799.00 (+3.29%)	$603,100 (-) Land $172,900 Building $430,200	$603,100 (-) Land $172,900 Building $430,200
2023	$3,678.00	$603,100 Land $172,900 Building $430,200	$603,100 Land $172,900 Building $430,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 69% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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