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437 River St, Paterson, NJ 07524 Property Records

Passaic County and Paterson City property record for 437 River St, Paterson, NJ 07524

Property Summary

Property TypeSingle Family Home
Details2,103 sqft · built 1900
Lot Size0.079 acres (3,424 sqft)
OwnerIndividual Name on File
Last Sale$460,000 (Jan 2021)
Tax Bill$12,724 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jan 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN08-02903-0000-00014

Property Details

APN / Parcel Number

Primary APN08-02903-0000-00014
Alternative APN
  • 08C0450000000023

Interior

Stories2 Stories
Building Area2,103 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area3,424 sqft (0.079 acres)
Lot Dimensions137 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number08C0450000000023
Street Address437 RIVER ST
CityPATERSON
StateNJ
Zip07524-2906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2903
Legal Lot Number14
JurisdictionPASSAIC NJ
Township / Civil DivisionPATERSON
Census Block Group1
Census Block1015
Census Tract180900

Owner

437 River St is owned and occupied by an individual who bought it in January 2021.

Source: Passaic County and Paterson City records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address437 RIVER ST, PATERSON, NJ 07524-2906
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Deed of Trust, Mortgage · FHA Mortgage
VYLLA TITLE LLC, VYLLA TITLE
Jan 16, 2025Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2021 · Amount on File
Deed SaleJan 11, 2021 · Amount on File
Prior SaleAug 19, 2019 · Amount on File
Deed Document Number20212116
Deed Book / Page3942 / 87
Prior Transfer DateFeb 26, 2008
Prior Transfer Doc0000018153
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Recording DateJun 2, 2026
Property Address437 RIVER ST, PATERSON, NJ 07524-2906
Document Number0000018610
Book / Page19966 / 155
Instrument DateApr 8, 2026
Instrument202618610
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyVYLLA TITLE LLC, VYLLA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 RIVER ST, PATERSON, NJ 07524-2906

Mortgage

Document Number0000018610,
DateJun 2, 2026
Book Page19966/155
Instrument202618610
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term295 Months
DueJan 1, 2051
Interest
Rate6.11%
Max Rate-1%

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address437 RIVER ST, PATERSON, NJ 07524-2906
Transaction TypeMortgage
Record UpdatedNov 3, 2025
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 RIVER ST, PATERSON, NJ 07524-2906
InvestorPossibly a Property Investor

Mortgage

Document Number0000002009
DateJan 16, 2025
Book PageM19224/79
Instrument2025002009
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term312 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 437 River St was $12,724, up 4.7% from the year before.

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityPaterson City
Unified School DistrictPaterson City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$682,400 (+186.12%) Land $197,000 Building $485,400$682,400 (+186.12%) Land $197,000 Building $485,400
2025$12,724.00 (+4.71%)$238,500 Land $18,800 Building $219,700$238,500 Land $18,800 Building $219,700
2024$12,152.00
2023$238,500 (-) Land $18,800 Building $219,700$238,500 (-) Land $18,800 Building $219,700
2022$11,071.00$238,500 Land $18,800 Building $219,700$238,500 Land $18,800 Building $219,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 437 River St in Zone X, an area of minimal flood risk, though there have been 91 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims91 (1984–2024)
Claims Outside the SFHA13 of 91
Most Recent ClaimMar 2024 · river or lake flooding
Claims by Event
  • Hurricane Irene, Aug 2011 · 15 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 12 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 437 River St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WATER COMMISSION
serves 310,483 people · EPA ID NJ1605002
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300

May also be available: Astound Broadband, AT&T, T-Mobile.

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