437 Ridgeway Ct, Spring Valley, CA 91977 Property Records

San Diego County property record for 437 Ridgeway Ct, Spring Valley, CA 91977 · Last verified July 2026

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,024 sqft · built 1973
Lot Size5.87 acres (255,932 sqft)
OwnerIndividual Name on File
Last Sale$535,000 (May 2026)
Tax Bill$4,343 (2025)
Deeds & MortgagesMay 2023 Line of Credit
May 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN586-250-35-35

Property Details

APN / Parcel Number

Primary APN586-250-35-35
Alternative APN
  • 5862503235

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,024 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleCondo/Apartment
Lot Area255,932 sqft

Location & Zoning

Old Parcel Number5862503235
Street Address437 RIDGEWAY CT
CitySPRING VALLEY
StateCA
Zip91977-6351
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 2 US8-B4 DOCS72-245693&274452&280091&INT IN TR 007087
Legal SubdivisionCAREFREE SOUTH
Legal Tract007087
Legal Block2
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2006
Census Tract3214

Owner

Source: San Diego County records · APN 586-250-35-35

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address437 RIDGEWAY CT, SPRING VALLEY, CA 91977-6351
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Deed of Trust, Mortgage · Line of Credit
THE GOLDEN 1 CU
May 15, 2026Grant Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CTR
Aug 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Apr 28, 2017Grant Deed, Transfer · Conventional with PMI
CORNERSTONE HM LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 15, 2026 · Amount on Record
Deed SaleMay 15, 2026 · Amount on Record
Prior SaleApr 28, 2017 · Amount on Record
Deed Document Number2026140519
Prior Transfer DateJun 10, 2003
Prior Transfer Doc0000682823
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address437 RIDGEWAY CT, SPRING VALLEY, CA 91977-6351
Transaction TypeMortgage
Record UpdatedMay 26, 2026
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 RIDGEWAY CT, SPRING VALLEY, CA 91977-6351

Mortgage

Document Number0000137377
DateMay 25, 2023
Instrument2023-0137377
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 01, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 15, 2026
Property Address437 RIDGEWAY CT, SPRING VALLEY, CA 91977-6351
Document Number0000140519
Instrument DateMay 02, 2026
Instrument2026.140519
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$59,438.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address437 RIDGEWAY CT, SPRING VALLEY, CA 91977-6351
InvestorPossibly a Property Investor

Mortgage

Document Number0000140520,
DateMay 15, 2026
Instrument2026.140520
Lender
NameMORTGAGE RESEARCH CTR
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.46%
Max Rate-1%

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address437 RIDGEWAY CT, SPRING VALLEY, CA 91977-6351
Document Number0000361358
Instrument DateAug 15, 2018
Transaction TypeMortgage
Record UpdatedSep 07, 2018
Title CompanyUTOPIAN GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address437 RIDGEWAY CT SPRING VALLEY CA 919776351, SPRING VALLEY, CA 91977-6351

Mortgage

Document Number0000361358
DateAug 31, 2018
Instrument361358
Lender
NameMISCELLANEOUS GOVT AGCY
AddressRIVERSIDE, CA 92517
Agreement
TypeConventional Mortgage
AmountAmount Recorded

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 28, 2017
Property Address437 RIDGEWAY CT, SPRING VALLEY, CA 91977-6351
Document Number0000190593
Instrument DateMar 13, 2017
Instrument190593
Transaction TypeTransfer
Record UpdatedMay 04, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address437 RIDGEWAY CT SPRING VALLEY CA 919776351, SPRING VALLEY, CA 91977-6351

Mortgage

Document Number190594
DateApr 28, 2017
Instrument190594
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 27, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$301,859 (+2%) Land $106,614 Building $195,245
2025$4,343.00 (+5.54%) Homeowner's exemption$295,941 (+4.04%) Land $104,524 Building $191,417
2024$4,115.00 (+2.77%)
2023$4,004.00 (+3.14%) Homeowner's exemption$284,451 Land $100,466 Building $183,985
2022$3,882.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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